Essex County and Beverly City property record for 117 Cross Ln, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,976 sqft · built 1988 |
| Lot Size | 0.658 acres (28,662 sqft) |
| Owner | Trust Name on File |
| Last Sale | $700,000 (Apr 2017) |
| Tax Bill | $10,935 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Nov 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R22 |
| Primary APN | R22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Living Area |
| Gross Area | 6,524 sqft |
| Basement Area | 1,776 sqft |
| Unfinished Basement | 1,776 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,662 sqft (0.658 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6865 |
|---|---|
| Street Address | 117 CROSS LN |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Block | 20A |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 217601 |
117 Cross Ln is owner-occupied and held in a trust since April 2017.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 117 CROSS LN, BEVERLY, MA 01915-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Apr 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Apr 25, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LEND USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on File |
| Deed Sale | Apr 24, 2017 · Amount on File |
| Prior Sale | Dec 30, 1988 · Amount on File |
| Deed Document Number | 2017381 |
| Deed Book / Page | 35817 / 139 |
| Transfer Doc | 35817-139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Mar 25, 2022 |
| Property Address | 117 CROSS LN, BEVERLY, MA 01915-3825 |
| Document Number | 040814-576 |
| Book / Page | 40814 / 576 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 20220325001410 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 CROSS LN, BEVERLY, MA 01915-3825 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 117 CROSS LN, BEVERLY, MA 01915-3825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39212-451 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 39212/451 |
| Instrument | 20201123003150 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 117 CROSS LN, BEVERLY, MA 01915-3825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38428-417 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 38428/417 |
| Instrument | 20200417000830 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Apr 25, 2017 |
| Property Address | 117 CROSS LN, BEVERLY, MA 01915-3825 |
| Document Number | 35817-139 |
| Book / Page | 035817 / 000139 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 1704240381 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 CROSS LN BEVERLY MA 019153825, BEVERLY, MA 01915-3825 |
| Document Number | 35817-141 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 035817/000141 |
| Instrument | 1704250382 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 117 Cross Ln was $10,935, up 4.4% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,935.00 (+4.43%) | $995,000 (+6.71%) Land $517,500 Building $477,500 | $1,028,945 |
| 2024 | $10,471.00 (+1.55%) | $932,400 (+1.82%) Land $454,900 Building $477,500 | |
| 2023 | $10,311.00 | $915,700 Land $438,200 Building $477,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Cross Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Cross Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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