117 Conley Dr, Chestertown, MD 21620 Property Records

Kent County property record for 117 Conley Dr, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,064 sqft · built 1989
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Oct 2020)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-021096`

Property Details

APN / Parcel Number

Primary APN	`04-021096`
Alternative APNs	`4021096` `021096`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Total Area
Utility Area	40 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Porch	Slab
Porch Area	120 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021096
Street Address	117 CONLEY DR
City	CHESTERTOWN
State	MD
Zip	21620-1005
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	LOT 22-3,500 SQ. FT. 117 CONLEY DR CHESTER ARMS
Legal Subdivision	CHESTER ARMS
Legal Lot Number	22
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1011
Census Tract	950300

Owner

Source: Kent County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 CONLEY DR, CHESTERTOWN, MD 21620-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
Jun 26, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Book / Page	1090 / 293
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Oct 2, 2020
Property Address	117 CONLEY DR, CHESTERTOWN, MD 21620-1005
Document Number	0010900293
Book / Page	1090 / 293
Map Reference	MB EHP FO 221
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 CONLEY DR, CHESTERTOWN, MD 21620-1005

Mortgage

Document Number	0001090300
Date	Oct 2, 2020
Instrument	1090/300

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Sep 16, 2053

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jun 26, 2017
Property Address	117 CONLEY DR, CHESTERTOWN, MD 21620-1005
Document Number	0009090253
Book / Page	0909 / 253
Map Reference	MB E H P NO1 FO221
Instrument Date	Jun 22, 2017
Instrument	0909-253
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CONLEY DR, CHESTERTOWN, MD 21620-1005

Mortgage

Document Number	909259
Date	Jun 26, 2017
Instrument	0909-259

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,533 (+22.94%)	$154,800 (+2.25%) Land $45,300 Building $109,500
2025	$2,372.00 (+37.99%)
2023	$1,719.00	$124,067	$151,400 Land $45,300 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ALTIUS Communications, IQ Fiber Intermediate Holdings.

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