Carteret County property record for 117 Conch Ct, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,554 sqft · built 2007 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,000 (Jul 2002) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5383.09.05.9082000 |
| Primary APN | 5383.09.05.9082000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,554 sqft Heated Area |
| Gross Area | 2,713 sqft |
| 1st Floor Area | 96 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 165 ft deep x 95 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | 48 sqft |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 47343 |
|---|---|
| Street Address | 117 CONCH CT |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L19 BC SEA DUNES |
| Legal Subdivision | SEA DUNES |
| Legal Block | 05 |
| Legal Lot Number | 19 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5383.09.05.9082000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 CONCH CT, EMERALD ISLE, NC 28594-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2002 · Amount on Record |
| Deed Sale | Jul 15, 2002 · Amount on Record |
| Deed Book / Page | 948 / 71 |
| Last Transfer Date | Jul 03, 2008 |
| Transfer Doc | 0012780277 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 117 CONCH CT, EMERALD ISLE, NC 28594-2314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 117 CONCH CT, EMERALD ISLE, NC 28594-2314 |
| Document Number | 0018100404 |
|---|---|
| Date | Oct 03, 2023 |
| Book Page | 1810/404 |
| Instrument | 1810404 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 117 CONCH CT, EMERALD ISLE, NC 28594-2314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0016790483 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 1679/483 |
| Instrument | 1679483 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (+58.52%) | $1,131,441 (+133.61%) Land $371,097 Building $760,344 | $1,131,441 (+133.61%) Land $371,097 Building $760,344 |
| 2023 | $484,323 Land $162,032 Building $322,291 | $484,323 Land $162,032 Building $322,291 | |
| 2022 | $2,628.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 604 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured 536 under condo master policies |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight |
| Claims By Storm |
|
| Wildfire Risk | Low above 1% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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