117 Columns Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 117 Columns Cir, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,661 sqft · built 1990
Lot Size	0.059 acres (2,612 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2019)
Tax Bill	$3,498 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44760`

Property Details

APN / Parcel Number

Primary APN	`44760`
Alternative APN	`1327023`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,661 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	2,612 sqft (0.059 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Storage Building	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1327023
Street Address	117 COLUMNS CIR
City	SHELBY
State	NC
Zip	28150-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6CU
Legal Description	#73 COLUMNS PB18-34
Legal Subdivision	COLUMNS TWNHS
Legal Block	5
Legal Lot Number	37
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1010
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 COLUMNS CIR, SHELBY, NC 28150-4865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	2019200033619
Deed Book / Page	1803 / 1964
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	117 COLUMNS CIR, SHELBY, NC 28150-4865
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018571266
Date	Nov 15, 2021
Book Page	1857/1266
Instrument	200064237

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SHELBY, NC 28151

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	117 COLUMNS CIR, SHELBY, NC 28150-4865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017341937
Date	Jan 24, 2017
Book Page	1734/1937
Instrument	2017-000752

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 6, 2019
Property Address	117 COLUMNS CIR, SHELBY, NC 28150-4865
Document Number	0018031964
Book / Page	1803 / 1964
Map Reference	MB 18 PG 34
Instrument Date	Dec 6, 2019
Instrument	200033619
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 WESTFIELD RD, 132, SHELBY, NC 28150-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 COLUMNS CIR, SHELBY, NC 28150-4865

Mortgage

Document Number	18031967
Date	Dec 6, 2019
Instrument	1803/1967

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,498.00 (+2.1%)	$348,290 (+1.15%) Land $30,000 Building $318,290	$348,290 (+1.15%) Land $30,000 Building $318,290
2025	$3,426.00	$344,323 (+60.44%) Land $30,000 Building $314,323	$344,323 (+60.44%) Land $30,000 Building $314,323
2023		$214,617 Land $30,000 Building $184,617	$214,617 Land $30,000 Building $184,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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