Putnam County property record for 117 Cobia Dr, Palatka, FL 32177
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,100 (Jul 2024) |
| Tax Bill | $333 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-08-27-8152-005.0-021.0 |
| Primary APN | 26-08-27-8152-005.0-021.0 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,761 sqft (0.269 acres) |
|---|---|
| Lot Dimensions | 138 ft deep x 78 ft wide |
| Account Number | 54482 |
|---|---|
| Street Address | 117 COBIA DR |
| City | PALATKA |
| State | FL |
| Zip | 32177-7385 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | ST JOHNS HARBOR S/D UNIT 3, MB |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 26 |
| Legal Subdivision | ST JOHNS HARBOR S/D |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 950100 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3040 NW 83RD ST, MIAMI, FL 33147-4042 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Oct 21, 2013 · Amount on Record |
| Deed Document Number | 0001769408 |
| Deed Book / Page | 1062 / 1656 |
| Prior Transfer Date | Oct 25, 2016 |
| Prior Transfer Doc | 201654018634 |
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333.00 (+39.33%) | $8,500 (+121.93%) | $8,500 (+121.93%) Land $8,500 |
| 2023 | $239.00 (-14.95%) | $3,830 (+12.65%) | $3,830 (+12.65%) Land $3,830 |
| 2022 | $281.00 | $3,400 | $3,400 Land $3,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 76 (1999–2024) |
| Claims Outside the SFHA | 8 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. JOHNS HARBOR private · serves 325 people · EPA ID FL2541086 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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