117 Clipper Cir, Moneta, VA 24121 Property Records

Franklin County property record for 117 Clipper Cir, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,526 sqft · built 1991
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2019)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031 03-065 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-065 00`
Alternative APN	`7744`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	1,262 sqft
Basement Area	1,262 sqft
Finished Basement	1,262 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	172 sqft
Patio Area	392 sqft
Balcony Area	40 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7744
Street Address	117 CLIPPER CIR
City	MONETA
State	VA
Zip	24121-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATERFRONT LOT 4 SECTION 7
Legal Subdivision	THE WATERFRON
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

117 Clipper Cir is owned and occupied by an individual who acquired it in June 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	117 CLIPPER CIR, MONETA, VA 24121-2219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Gift Deed, Transfer
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BK
Feb 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	20193956
Deed Book / Page	1123 / 3112
Last Transfer Date	Jun 9, 2022
Transfer Doc	0011852084
Record Updated	Sep 20, 2026

June 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 9, 2022
Property Address	117 CLIPPER CIR, MONETA, VA 24121-2219
Document Number	0011852084
Book / Page	1185 / 2084
Map Reference	MB 372 PG 1785
Instrument Date	Jun 9, 2022
Instrument	220004533
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11724 WINTERPOCK RD, CHESTERFIELD, VA 23838-2345

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	117 CLIPPER CIR, MONETA, VA 24121-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011483218
Date	Oct 15, 2020
Book Page	1148/3218
Instrument	200008044

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 3, 2019
Property Address	117 CLIPPER CIR, MONETA, VA 24121-2219
Document Number	0011233112
Book / Page	001123 / 003112
Instrument Date	Jun 26, 2019
Instrument	3956
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11724 WINTERPOCK RD CHESTERFIELD VA 238382345, CHESTERFIELD, VA 23838-2345

Mortgage

Document Number	11233115
Date	Jul 3, 2019
Book Page	001123/003115
Instrument	3957

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 21, 2019
Property Address	117 CLIPPER CIR, MONETA, VA 24121-2219
Document Number	0011182067
Book / Page	001118 / 002067
Instrument Date	Feb 5, 2019
Instrument	977
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Amount	Amount on Record
Tax	$382.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5912 BOTTOMLEY PL GLEN ALLEN VA 230595767, GLEN ALLEN, VA 23059-5767

Tax Assessment & Valuation

The 2025 property tax bill for 117 Clipper Cir was $2,949.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,949.00	$686,000 Land $190,000 Building $496,000	$686,000 Land $190,000 Building $496,000
2023	$2,885.00	$473,100 (-) Land $185,000 Building $288,100	$473,100 (-) Land $185,000 Building $288,100
2022		$473,100 Land $185,000 Building $288,100	$473,100 Land $185,000 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Clipper Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Clipper Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clipper Cir

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