117 Clay St, Wellington, OH 44090 Property Records

Lorain County property record for 117 Clay St, Wellington, OH 44090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Apr 2018 Transfer Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00-021-104-018`

Property Details

APN / Parcel Number

Primary APN	`18-00-021-104-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	394 sqft
Upper Floors Area	394 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	144 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	84 sqft
Patio Area	66 sqft
Canopy	506 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	117 CLAY ST
City	WELLINGTON
State	OH
Zip	44090-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O V P REAR 66.00 X 999.57
Legal Subdivision	O V P REAR FRNT
Legal Block	104
Legal Lot Number	3,5
Jurisdiction	LORAIN OH
Township / Civil Division	WELLINGTON
Census Block Group	4
Census Block	4004
Census Tract	96100

Owner

117 Clay St is owned and occupied by two individuals who acquired it in April 2018.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 CLAY ST, WELLINGTON, OH 44090-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2018	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK/NE OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2018
Transfer Doc	0000667017
Record Updated	Jun 8, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 3, 2018
Property Address	117 CLAY ST, WELLINGTON, OH 44090-1111
Document Number	0000667017
Instrument Date	Mar 26, 2018
Instrument	667017
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 CLAY ST WELLINGTON OH 440901111, WELLINGTON, OH 44090-1111

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	117 CLAY ST, WELLINGTON, OH 44090-1111
Document Number	0000663838
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CLAY ST WELLINGTON OH 440901111, WELLINGTON, OH 44090-1111

Mortgage

Document Number	0000663838
Date	Mar 6, 2018
Instrument	663838

Lender

Name	FIFTH THIRD BK/NE OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 117 Clay St was $2,258.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Wellington Township
Municipality	Wellington Village
Unified School District	Wellington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00	$55,220 (+0.01%) Land $7,000 Building $48,220	$157,760 (-) Land $19,990 Building $137,770
2024	$2,258.00 (+18.65%)	$55,217 (+33.37%) Land $6,997 Building $48,220	$157,760 (+33.37%) Land $19,990 Building $137,770
2023	$1,903.00 (+1.22%)	$41,402 (+%) Land $8,722 Building $32,680	$118,290 Land $24,920 Building $93,370
2022	$1,880.00	$41,400 Land $8,720 Building $32,680
2021			$118,290 Land $24,920 Building $93,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLINGTON VILLAGE PWS serves 4,802 people · EPA ID OH4701511
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
North Coast Wireless Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
GLW Broadband Cable	1,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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