117 Cherry Rd, Berea, KY 40403 Property Records

Madison County property record for 117 Cherry Rd, Berea, KY 40403 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	1,440 sqft Living Area
Garage	Mixed
Occupancy	Owner Occupied
Last Sale	$186,000 (2023)
Tax Bill	$2,217.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`B007-0007-0034`
Alternative APNs	`111101` `74264` `55689`

Interior

Building Area	1,440 sqft Living Area
Stories	1 Stories

Exterior

Exterior Material	Brick Veneer Exterior
Garage Type	Mixed Garage

Location & Zoning

Account Number	55689
Street Address	117 CHERRY RD
City	BEREA
State	KY
Zip	40403-1635
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOLLY HILLS LOT 9 BLK C
Legal Subdivision	HOLLY HILLS
Legal Block	C
Legal Lot Number	9
Jurisdiction	MADISON KY
Minor Civil Division	BEREA
Census Blockgroup	2
Census Block	2002
Census Tract	11301

Owner

Source: Madison County records · APN B007-0007-0034

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	117 CHERRY RD, BEREA, KY 40403-1635
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2023 · Amount on Record
Deed Sale	Oct 05, 2023 · Amount on Record
Deed Doc Number	2014170497
Deed Book / Page	D844 / 405
Record Refreshed	Jun 08, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 05, 2023
Property Address	117 CHERRY RD, BEREA, KY 40403-1635
Document Number	00D844/405
Book / Page	D844 / 405
Map Reference	MB 1 PG 78
Instrument Date	Oct 05, 2023
Instrument	2014170497
Transaction Type	Transfer
Record Updated	Nov 03, 2023
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3248 LANCASTER RD, RICHMOND, KY 40475-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CHERRY RD, BEREA, KY 40403-1635

Mortgage

Document Number	2014170502
Date	Oct 05, 2023
Instrument	2014170502

Lender

Name	CENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2033
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	12-Month MTA
Margin	3
Max Rate	12.6%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00 (+216.26%) Additional exemption filed	$186,000 (+86%)	$186,000 (+86%)
2023	$701.00 (-7.15%) Homeowner's exemption	$100,000 (-)	$100,000 (-)
2022	$755.00 Homeowner's exemption	$100,000	$100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.