Putnam County property record for 117 Cheffey Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 1,054 sqft · built 1960 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Aug 2019) |
| Tax Bill | $2,297 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-09-27-7820-0000-0150 |
| Primary APN | 51-09-27-7820-0000-0150 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Flooring | Wood |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 115 ft deep x 200 ft wide |
| Garage Type | Carport |
| Garage Area | 504 sqft |
| Carport | Carport |
| Carport Area | 504 sqft |
| Porch | Slab |
| Porch Area | 66 sqft |
| Deck Area | 160 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 53022 |
|---|---|
| Street Address | 117 CHEFFEY RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-7143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER ROAD ESTATES MB4 P32, LOTS 15 18 + PT OF LOT 19, OR60 P420 (MAP SHEET 15/51) |
| Legal Range | 27E |
| Legal Township | 09S |
| Legal Section | 51 |
| Legal Subdivision | RIVER ROAD ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 950100 |
117 Cheffey Rd is owned by two individuals who bought it in August 2019.
Source: Putnam County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 W RIVER RD, PALATKA, FL 32177-7001 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 2, 2019 | Warranty Deed, Transfer GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Prior Sale | May 2, 2007 · Amount on File |
| Deed Document Number | 201913900 |
| Deed Book / Page | 1550 / 898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Oct 15, 2025 |
| Property Address | 117 CHEFFEY RD, PALATKA, FL 32177-7143 |
| Document Number | 0018351623 |
| Book / Page | 1835 / 1623 |
| Map Reference | MB 3 PG 111 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 202554028792 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 W RIVER RD, PALATKA, FL 32177-7001 |
| Name | Verified Name |
|---|---|
| Address | 300 W RIVER RD, PALATKA, FL 32177-7001 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 117 CHEFFEY RD, PALATKA, FL 32177-7143 |
| Document Number | 0015500898 |
| Book / Page | 001550 / 000898 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 54013900 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 W RIVER RD PALATKA FL 321777001, PALATKA, FL 32177-7001 |
The 2025 property tax bill for 117 Cheffey Rd was $2,297, up 1% from the year before.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,297.00 (+1.01%) | $117,560 (-5.03%) Land $48,350 Building $69,210 | $117,560 (-5.03%) Land $48,350 Building $69,210 |
| 2024 | $2,274.00 (-8.12%) | $123,790 (-11.51%) | $123,790 (-11.51%) Land $48,350 Building $75,440 |
| 2023 | $2,475.00 (+10.64%) | $139,890 (+10.12%) | $139,890 (+10.12%) Land $48,350 Building $91,540 |
| 2022 | $2,237.00 | $127,030 | $127,030 Land $48,350 Building $78,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Cheffey Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Cheffey Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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