117 Cheffey Rd, Palatka, FL 32177 Property Records

Putnam County property record for 117 Cheffey Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details1,054 sqft · built 1960
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Aug 2019)
Tax Bill$2,297 (2025)
Deeds & MortgagesOct 2025 Sale
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN51-09-27-7820-0000-0150

Property Details

APN / Parcel Number

Primary APN51-09-27-7820-0000-0150
Alternative APN
  • 53022

Interior

Plumbing Fixtures6 Plumbing Fixtures
Building Area1,054 sqft Living Area
1st Floor Area1,054 sqft
FlooringWood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Roof TypeGable/Hip
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions115 ft deep x 200 ft wide
Garage TypeCarport
Garage Area504 sqft
CarportCarport
Carport Area504 sqft
PorchSlab
Porch Area66 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number53022
Street Address117 CHEFFEY RD
CityPALATKA
StateFL
Zip32177-7143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER ROAD ESTATES MB4 P32, LOTS 15 18 + PT OF LOT 19, OR60 P420 (MAP SHEET 15/51)
Legal Range27E
Legal Township09S
Legal Section51
Legal SubdivisionRIVER ROAD ESTATES
Legal Lot Number15
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2024
Census Tract950100

Owner

117 Cheffey Rd is owned by two individuals who bought it in August 2019.

Source: Putnam County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address300 W RIVER RD, PALATKA, FL 32177-7001
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 2, 2019Warranty Deed, Transfer
GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2019 · Amount on File
Deed SaleAug 2, 2019 · Amount on File
Prior SaleMay 2, 2007 · Amount on File
Deed Document Number201913900
Deed Book / Page1550 / 898
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateOct 15, 2025
Property Address117 CHEFFEY RD, PALATKA, FL 32177-7143
Document Number0018351623
Book / Page1835 / 1623
Map ReferenceMB 3 PG 111
Instrument DateOct 15, 2025
Instrument202554028792
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address300 W RIVER RD, PALATKA, FL 32177-7001

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 W RIVER RD, PALATKA, FL 32177-7001
InvestorPossibly a Property Investor

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateAug 2, 2019
Property Address117 CHEFFEY RD, PALATKA, FL 32177-7143
Document Number0015500898
Book / Page001550 / 000898
Instrument DateJul 26, 2019
Instrument54013900
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Transaction

AmountAmount on Record
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 W RIVER RD PALATKA FL 321777001, PALATKA, FL 32177-7001

Tax Assessment & Valuation

The 2025 property tax bill for 117 Cheffey Rd was $2,297, up 1% from the year before.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (+1.01%)$117,560 (-5.03%) Land $48,350 Building $69,210$117,560 (-5.03%) Land $48,350 Building $69,210
2024$2,274.00 (-8.12%)$123,790 (-11.51%)$123,790 (-11.51%) Land $48,350 Building $75,440
2023$2,475.00 (+10.64%)$139,890 (+10.12%)$139,890 (+10.12%) Land $48,350 Building $91,540
2022$2,237.00$127,030$127,030 Land $48,350 Building $78,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Cheffey Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims12 (2004–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Cheffey Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cheffey Rd

Nearby Streets

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