117 Chatuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 117 Chatuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1989
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$347,000 (May 2023)
Tax Bill	$901 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053068F I 00300`

Property Details

APN / Parcel Number

Primary APN	`053068F I 00300`
Alternative APNs	`068F I 00300 000068F` `068F I 00300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	200 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	068F I 00300 000068F
Street Address	117 CHATUGA DR
City	LOUDON
State	TN
Zip	37774-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATUGA POINT 4 3 1 074H D 074H 00300 000
Legal Subdivision	CHATUGA POINT
Legal Block	4
Legal Lot Number	3 1
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2020
Census Tract	60504

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 CHATUGA DR, LOUDON, TN 37774-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ORNL FCU
Jan 28, 2022	Warranty Deed, Transfer TELLICO TITLE SERVICES INC
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORNL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	23003829
Deed Book / Page	D460 / 275
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	May 3, 2023
Property Address	117 CHATUGA DR, LOUDON, TN 37774-2746
Document Number	00D460/275
Book / Page	D460 / 275
Map Reference	CAB C SL 11
Instrument Date	Apr 27, 2023
Instrument	23003829
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,283.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CHATUGA DR, LOUDON, TN 37774-2746

Mortgage

Document Number	0023003830
Date	May 3, 2023
Instrument	23003830

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 8, 2022
Property Address	117 CHATUGA DR, LOUDON, TN 37774-2746
Document Number	0D0450/848
Book / Page	D0450 / 848
Map Reference	CAB C SL 11
Instrument Date	Jul 1, 2022
Instrument	22008145
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	REMI TITLE GROUP LLC, PREMIER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CHATUGA DR, LOUDON, TN 37774-2746

Mortgage

Document Number	0022008146
Date	Jul 8, 2022
Instrument	22008146

Lender

Name	ORNL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 28, 2022
Property Address	117 CHATUGA DR, LOUDON, TN 37774-2746
Document Number	0D0445/116
Book / Page	D0445 / 116
Map Reference	CAB C SL 11
Instrument Date	Jan 28, 2022
Instrument	22001188
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$684.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	535 RARITY BAY PKWY APT 202, 202, VONORE, TN 37885-2149

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	117 CHATUGA DR, LOUDON, TN 37774-2746
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1442/825
Date	Feb 7, 2020
Book Page	T1442/825
Instrument	20001222

Lender

Name	ORNL FCU
Type	Credit Union
Address	KNOXVILLE, TN 37901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$901.00	$50,950 (-) Land $2,500 Building $48,450
2024	$901.00	$50,950 (-) Land $2,500 Building $48,450
2023		$50,950 Land $2,500 Building $48,450
2021			$203,800 Land $10,000 Building $193,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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