117 Central Ave, Union, MO 63084 Property Records

Franklin County property record for 117 Central Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Nov 2020)
Tax Bill	$776 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-4-005-136.000`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-4-005-136.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	117 CENTRAL AVE
City	UNION
State	MO
Zip	63084-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11 SHOE FACTORY ADDN
Legal Range	1W
Legal Township	43N
Legal Section	22
Legal Subdivision	SHOE FACTORY
Legal Lot Number	11
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3012
Census Tract	800603

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 CENTRAL AVE, UNION, MO 63084-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage HUD
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jul 3, 2023	Deed of Trust, Mortgage HUD
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Nov 5, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Jan 4, 2013 · Amount on Record
Deed Document Number	202019044
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	117 CENTRAL AVE, UNION, MO 63084-1201
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002511936
Date	Sep 22, 2025
Instrument	2511936

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2050

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	117 CENTRAL AVE, UNION, MO 63084-1201
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002401353
Date	Feb 5, 2024
Instrument	2401353

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Nov 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	117 CENTRAL AVE, UNION, MO 63084-1201
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002307602
Date	Jul 3, 2023
Instrument	2307602

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Nov 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	117 CENTRAL AVE, UNION, MO 63084-1201
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002212225
Date	Aug 3, 2022
Instrument	2212225

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 5, 2020
Property Address	117 CENTRAL AVE, UNION, MO 63084-1201
Document Number	0000019044
Instrument Date	Oct 30, 2020
Instrument	19044
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CENTRAL AVE UNION MO 630841201, UNION, MO 63084-1201

Mortgage

Document Number	19045
Date	Nov 5, 2020
Instrument	19045

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63414

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00 (+8.68%)	$13,023 (+9.55%)	$68,540 (+9.54%) Land $13,390 Building $55,150
2023	$714.00 (+13.51%)	$11,888	$62,570 Land $13,390 Building $49,180
2022	$629.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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