Kent County property record for 117 Cedar St, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,064 sqft · built 1962 |
| Lot Size | 0.499 acres (21,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (May 2009) |
| Tax Bill | $6,198 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-015584 |
| Primary APN | 04-015584 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Total Area |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 21,750 sqft (0.499 acres) |
| Porch | Slab |
| Porch Area | 174 sqft |
| Gazebo | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015584 |
|---|---|
| Street Address | 117 CEDAR ST |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | L 9& S 1/2 8&10X145 117 CEDAR ST COLLEGE HEIGHTS |
| Legal Subdivision | COLLEGE HEIGHTS |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950300 |
117 Cedar St is owned and occupied by two individuals who bought it in May 2009.
Source: Kent County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 CEDAR ST, CHESTERTOWN, MD 21620-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2009 · Amount on File |
| Deed Sale | May 21, 2009 · Amount on File |
| Prior Sale | Mar 30, 2001 · Amount on File |
| Deed Document Number | 200990193 |
| Deed Book / Page | 602 / 175 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 117 Cedar St was $6,198 with a homeowner's exemption, up 1.2% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,198.00 (+1.16%) Homeowner's exemption | $395,533 | $404,600 Land $92,900 Building $311,700 |
| 2025 | $6,127.00 Homeowner's exemption | ||
| 2023 | $3,919.00 Homeowner's exemption | $263,900 | $288,300 Land $92,900 Building $195,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Cedar St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1983–2003) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 117 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures