117 Cedar Cove Ln, Pelham, AL 35124 Property Records

Shelby County property record for 117 Cedar Cove Ln, Pelham, AL 35124

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,039 sqft · built 1987
Lot Size0.459 acres (19,999 sqft)
OwnerCompany Name on Record
Last Sale$225,000 (Sep 2012)
Tax Bill$3,683 (2026)
Deeds & MortgagesAug 2022 Transfer
Feb 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN131114003004026

Property Details

APN / Parcel Number

Primary APN131114003004026

Interior

Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,039 sqft Heated Area
1st Floor Area2,366 sqft
Basement Area1,231 sqft
Finished Basement1,121 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,999 sqft (0.459 acres)
Lot Dimensions186 ft deep x 107 ft wide
Garage TypeBasement
PorchSlab
Deck Area702 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address117 CEDAR COVE LN
CityPELHAM
StateAL
Zip35124-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NE COR LT 9 CEDARCOVE PHASE III E186.56 S107.2 W187.2 N107.2 TO POB
Legal Range03W
Legal Township20S
Legal Section11
Legal Phase3
Legal Lot Number9
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group3
Census Block3042
Census Tract30316

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address117 CEDAR COVE LN, PELHAM, AL 35124-1650
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Intrafamily Transfer, Transfer
Feb 26, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jun 6, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2012 · Amount on Record
Deed SaleSep 6, 2012 · Amount on Record
Deed Document Number2012336510
Prior Transfer DateMar 8, 2012
Prior Transfer Doc0000082150
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY AL
Recording DateAug 10, 2022
Property Address117 CEDAR COVE LN, PELHAM, AL 35124-1650
Document Number0000313200
Instrument DateAug 10, 2022
Instrument20220810000313200
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address117 CEDAR COVE LN, PELHAM, AL 35124-1650

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 CEDAR COVE LN, PELHAM, AL 35124-1650

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address117 CEDAR COVE LN, PELHAM, AL 35124-1650
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075920
DateFeb 26, 2020
Instrument20200226000075920
Lender
NameREGIONS BANK
TypeBank
AddressPELHAM, AL 35124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address117 CEDAR COVE LN, PELHAM, AL 35124-1650
Document Number0000223370
Instrument DateJun 6, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 CEDAR COVE LN PELHAM AL 351241650, PELHAM, AL 35124-1650

Mortgage

Document Number0000223370
DateJun 22, 2017
Instrument223370
Lender
NameREGIONS BK
TypeBank
AddressPELHAM, AL 35124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityPelham City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,683.00 (+100.05%) Homeowner's exemption Senior Citizen's exemption
2025$1,841.00 (+39.68%)$41,860 (+17.72%)$418,540 (+17.73%) Land $75,000 Building $343,540
2023$1,318.00$35,560$355,510 Land $70,000 Building $285,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims76 (1979–2021)
Claims Outside the SFHA12 of 76
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 7 claims
  • Severe Storms, Tornadoes & Flooding, Feb 1990 · 15 claims
  • Severe Storms,flooding And Tornadoes, Dec 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELHAM
serves 38,703 people · EPA ID AL0001163
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cedar Cove Ln

Nearby Streets

Search Property Records by Address or Parcel Number