117 Caspian Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 117 Caspian Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,817 sqft · built 2015
Lot Size	0.082 acres (3,608 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (Apr 2021)
Tax Bill	$11,088 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`808-48-129`

Property Details

APN / Parcel Number

Primary APN	`808-48-129`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,817 sqft Living Area
1st Floor Area	699 sqft
2nd Floor Area	1,118 sqft

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	3,608 sqft (0.082 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	117 CASPIAN WAY
City	GILROY
State	CA
Zip	95020-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10184 LOT 194
Legal Tract	10184
Legal Lot Number	194
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1002
Census Tract	512509

Owner

117 Caspian Way is owned and occupied by an individual who bought it in April 2021.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	117 CASPIAN WAY, GILROY, CA 95020-8518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
May 3, 2018	Grant Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	24906558
Record Updated	Jun 8, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 5, 2021
Property Address	117 CASPIAN WAY, GILROY, CA 95020-8518
Document Number	0024906558
Map Reference	MB 866 PG 24-33
Instrument Date	Mar 31, 2021
Instrument	24906558
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CASPIAN WAY, GILROY, CA 95020-8518

Mortgage

Document Number	0024906559
Date	Apr 5, 2021
Instrument	24906559

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	117 CASPIAN WAY, GILROY, CA 95020-8518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024547862
Date	Jul 21, 2020
Instrument	24547862

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 3, 2018
Property Address	117 CASPIAN WAY, GILROY, CA 95020-8518
Document Number	0023924131
Instrument Date	Apr 24, 2018
Instrument	23924131
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 CASPIAN WAY GILROY CA 950208518, GILROY, CA 95020-8518

Mortgage

Document Number	23924132
Date	May 3, 2018
Instrument	23924132

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 117 Caspian Way was $11,088.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,088.00	$898,415 Land $583,970 Building $314,445
2023	$10,851.00 (+1.65%)	$863,531 Land $561,295 Building $302,236
2022	$10,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 117 Caspian Way in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Caspian Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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