Ellis County property record for 117 Carmen Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,912 sqft · built 1989 |
| Lot Size | 0.576 acres (25,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,200 (Dec 2011) |
| Tax Bill | $2,490 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R153976 |
| Primary APN | R153976 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,110 sqft (0.576 acres) |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 504 sqft |
| Storage Building | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 117 CARMEN DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 BLK 3 RIDGE CREST ESTS #2 0.576 AC |
| Legal Subdivision | RIDGE CREST ESTS #2 |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 60207 |
117 Carmen Dr is owned and occupied by an individual who bought it in December 2011.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 CARMEN DR, RED OAK, TX 75154-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 4, 2022 | Intrafamily Transfer, Transfer |
| Oct 2, 2019 | Deed of Trust, Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2011 · Amount on File |
| Deed Sale | Dec 12, 2011 · Amount on File |
| Prior Sale | Apr 2, 2008 · Amount on File |
| Deed Document Number | 201124195 |
| Deed Book / Page | 2601 / 1897 |
| Prior Transfer Date | Dec 7, 2011 |
| Prior Transfer Doc | 0026011897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 117 CARMEN DR, RED OAK, TX 75154-5103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002217648 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2217648 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Mar 4, 2022 |
| Property Address | 117 CARMEN DR, RED OAK, TX 75154-5103 |
| Document Number | 0002208712 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2208712 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 W 8TH ST, 613, LANCASTER, TX 75146-1577 |
| Name | Verified Name |
|---|---|
| Address | 117 CARMEN DR, RED OAK, TX 75154-5103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 117 CARMEN DR, RED OAK, TX 75154-5103 |
| Document Number | 0000033630 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Address | 117 CARMEN DR RED OAK TX 751545103, RED OAK, TX 75154-5103 |
| Document Number | 0000033630 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 33630 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 6, 2034 |
The 2025 property tax bill for 117 Carmen Dr was $2,490 with a homeowner's exemption, down 4.7% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,166 (-8.88%) Land $95,000 Building $158,166 | $253,166 (-10.6%) Land $95,000 Building $158,166 | |
| 2025 | $2,490.00 (-4.71%) Homeowner's exemption | $277,842 Land $95,000 Building $188,188 | $283,188 Land $95,000 Building $188,188 |
| 2024 | $2,613.00 (+14.91%) | ||
| 2023 | $2,274.00 Homeowner's exemption | $262,804 Land $75,000 Building $187,804 | $262,804 Land $75,000 Building $187,804 |
| 2018 | $3,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Carmen Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Carmen Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T DSL | 100 / 20 |
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