117 Carmelaire Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 117 Carmelaire Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,491 sqft · built 1976
Lot Size	0.044 acres (1,920 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2023)
Tax Bill	$2,458 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-315-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-315-005.000-018`
Alternative APN	`1610300315005000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,491 sqft Living Area
1st Floor Area	735 sqft
2nd Floor Area	756 sqft
Basement Area	735 sqft
Game Room	Game Room

Exterior

Year Built	Built 1976
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,920 sqft (0.044 acres)
Lot Dimensions	80 ft deep x 24 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300315005000
Street Address	117 CARMELAIRE DR
City	CARMEL
State	IN
Zip	46032-2146
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMELAIRE, LOT 19
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMELAIRE
Legal Lot Number	19
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	111007

Owner

117 Carmelaire Dr, a condominium, is owned and occupied by an individual who bought it in April 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	117 CARMELAIRE DR, CARMEL, IN 46032-2146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 22, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FIRST MERCHANTS BANK
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Feb 22, 2023
Deed Document Number	2023012514
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 11, 2023
Property Address	117 CARMELAIRE DR, CARMEL, IN 46032-2146
Document Number	0000012514
Map Reference	MB 4 PG 97
Instrument Date	Apr 10, 2023
Instrument	2023012514
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	LANDQUEST TITLE SERVICES LLC, LANDQUEST TITLE SERVICS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CARMELAIRE DR, CARMEL, IN 46032-2146

Mortgage

Document Number	0000012515
Date	Apr 11, 2023
Instrument	2023012515

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Feb 22, 2023
Property Address	117 CARMELAIRE DR, CARMEL, IN 46032-2146
Document Number	0000005562
Map Reference	MB 4 PG 97
Instrument Date	Feb 13, 2023
Instrument	2023005562
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CARMELAIRE DR, CARMEL, IN 46032-2146

Mortgage

Document Number	0000006006
Date	Feb 22, 2023
Instrument	2023006006

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2024

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 30, 2020
Property Address	117 CARMELAIRE DR, CARMEL, IN 46032-2146
Document Number	2020096617
Map Reference	MB 4 PG 97
Instrument Date	Dec 23, 2020
Instrument	2020096617
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 AIRE DRIVE, CARMEL, IN 46032

Mortgage

Document Number	2020096618
Date	Dec 30, 2020
Instrument	2020096618

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,900 (+11.84%) Land $84,000 Building $189,900	$273,900 (+11.84%) Land $84,000 Building $189,900
2024	$2,458.00 (+7.9%)	$244,900 (+3.6%) Land $84,000 Building $160,900	$244,900 (+3.6%) Land $84,000 Building $160,900
2023	$2,278.00 (+9.57%)	$236,400 (+15.49%) Land $57,200 Building $179,200	$236,400 (+15.49%) Land $57,200 Building $179,200
2022	$2,079.00	$204,700 Land $57,200 Building $147,500	$204,700 Land $57,200 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Carmelaire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 117 Carmelaire Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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