Ocean County and Toms River Township property record for 117 Carmel Dr, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,304 sqft · built 1952 |
| Lot Size | 0.036 acres (1,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (Jul 2018) |
| Tax Bill | $11,259 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00944-03-00012 |
| Primary APN | 08-00944-03-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 1,580 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 276 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,551 sqft (0.036 acres) |
| Lot Dimensions | 31 ft deep x 50 ft wide |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 117 CARMEL DR |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40B |
| Legal Description | 50X31 |
| Legal Subdivision | MONTEREY BEACH SEC A |
| Legal Block | 944.3 |
| Legal Lot Number | 12 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 722500 |
117 Carmel Dr is owned by two individuals who bought it in July 2018.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 FORT LEE PL, ORANGEBURG, NY 10962-2707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| May 2, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Jul 18, 2018 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on File |
| Deed Sale | Jul 18, 2018 · Amount on File |
| Prior Sale | Nov 3, 2010 · Amount on File |
| Deed Document Number | 201869470 |
| Deed Book / Page | 17178 / 897 |
| Prior Transfer Date | Mar 18, 2004 |
| Prior Transfer Doc | 0000066221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 117 CARMEL DR, LAVALLETTE, NJ 08735-1706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0181020880 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 18102/880 |
| Instrument | 2020117662 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 117 CARMEL DR, LAVALLETTE, NJ 08735-1706 |
| Document Number | 0174801254 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 CARMEL DR LAVALLETTE NJ 087351706, LAVALLETTE, NJ 08735-1706 |
| Document Number | 0174801254 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 017480/001254 |
| Instrument | 48181 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 18, 2018 |
| Property Address | 117 CARMEL DR, LAVALLETTE, NJ 08735-1706 |
| Document Number | 0171780897 |
| Book / Page | 17178 / 897 |
| Map Reference | MAP NO F-170 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 2018069470 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $5,068.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 CARMEL DR, LAVALLETTE, NJ 08735-1706 |
The 2025 property tax bill for 117 Carmel Dr was $11,259, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,200 (-) Land $342,000 Building $234,200 | $576,200 (-) Land $342,000 Building $234,200 | |
| 2025 | $11,259.00 (+7.31%) | $576,200 Land $342,000 Building $234,200 | $576,200 Land $342,000 Building $234,200 |
| 2024 | $10,492.00 | ||
| 2023 | $576,200 Land $342,000 Building $234,200 | $576,200 Land $342,000 Building $234,200 | |
| 2022 | $9,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Carmel Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 117 Carmel Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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