117 Cardinal Dr, South Elgin, IL 60177 Property Records

Kane County property record for 117 Cardinal Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Tax Bill$11,106 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Dec 2025 Re-recorded Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-36-257-019

Property Details

APN / Parcel Number

Primary APN06-36-257-019

Location & Zoning

Street Address117 CARDINAL DR
CitySOUTH ELGIN
StateIL
Zip60177-2800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENYON FARMS - LT 101
Legal SubdivisionKENYON FARMS
Legal Lot Number101
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2063
Census Tract851801

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1491 YELLOWSTONE DR, STREAMWOOD, IL 60107-4500
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2024Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Dec 1, 2025Re-recorded Document
LENNAR TITLE INC
Jun 2, 2022Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025
Deed SaleDec 1, 2025
Prior SaleDec 20, 2024 · Amount on Record
Deed Document Number202547168
Record UpdatedSep 20, 2026

December 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateDec 20, 2024
Property Address117 CARDINAL DR, SOUTH ELGIN, IL 60177-2800
Document Number0000047265
Map ReferenceDOC 2022K014867
Instrument DateDec 19, 2024
Instrument2024K047265
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address117 CARDINAL RD, SOUTH ELGIN, IL 60177-2800

Mortgage

Document Number0000047266
DateDec 20, 2024
Instrument2024K047266
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055
Interest
Rate TypeFixed Rate
Rate6.87%

December 2025: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateDec 1, 2025
Property Address117 CARDINAL DR, SOUTH ELGIN, IL 60177-2800
Document Number0000047168
Map ReferenceDOC 2022K014867
Instrument DateDec 19, 2024
Instrument2025K047168
Record UpdatedJul 1, 2026
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1111, RD1111, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address117 CARDINAL DR, SOUTH ELGIN, IL 60177-2800

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateJun 2, 2022
Property Address117 CARDINAL DR, SOUTH ELGIN, IL 60177-2800
Document Number0000028971
Map ReferenceDOC 2022K014867
Instrument DateMay 19, 2022
Instrument2022K028971
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount Recorded
Tax$3,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 E GOLF RD STE 1100, 1100, SCHAUMBURG, IL 60173-5864
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,106.00 (+4,858.04%)
2024$224.00 (+10.89%)$2,859 (+21.4%) Land $2,859$8,580 (+21.44%) Land $8,580
2022$202.00$2,355 Land $2,355$7,065 Land $7,065

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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