Suffolk County and Smithtown Town property record for 117 Caramel Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,695 sqft · built 1965 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $882,000 (Jan 2023) |
| Tax Bill | $19,771 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 41.-1-35 |
| Primary APN | 473489 41.-1-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 2,445 sqft |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 167 sqft |
| Basement Area | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft |
| Garage Type | Basement |
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 117 CARAMEL RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-527901 TC-52 *4200 LOT 104 NORTH RIDGE ESTS SEC 4 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 135101 |
117 Caramel Rd is owned and occupied by two individuals who bought it in January 2023.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 CARAMEL RD, COMMACK, NY 11725-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Aug 1, 2019 | Deed of Trust, Mortgage · Balloon Mortgage THIRD FEDERAL SAVING & LOAN ASSOC |
| Dec 10, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on File |
| Deed Sale | Jan 11, 2023 · Amount on File |
| Prior Sale | Aug 23, 2005 · Amount on File |
| Deed Book / Page | 13184 / 770 |
| Prior Transfer Date | Mar 28, 2012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 11, 2023 |
| Property Address | 117 CARAMEL RD, COMMACK, NY 11725-1008 |
| Document Number | 0131840770 |
| Book / Page | 13184 / 770 |
| Instrument Date | Aug 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 BIXLEY HEATH, LYNBROOK, NY 11563-3159 |
| Document Number | 0023472914 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 23472/914 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 117 CARAMEL RD, COMMACK, NY 11725-1008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230470198 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 23047/198 |
| Instrument | DK014496 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 10, 2018 |
| Property Address | 117 CARAMEL RD, COMMACK, NY 11725-1008 |
| Document Number | 0129910922 |
| Book / Page | 012991 / 000922 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 ROXBURY RD WESTBURY NY 115901654, WESTBURY, NY 11590-1654 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,545 Land $750 Building $6,795 | $943,125 Land $93,750 Building $849,375 | |
| 2024 | $19,771.00 | ||
| 2023 | $7,245 (-) Land $750 Building $6,495 | $8,328 (+12.65%) Land $862 Building $7,466 | |
| 2022 | $7,245 Land $750 Building $6,495 | $7,393 Land $765 Building $6,628 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 117 Caramel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Caramel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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