117 Bobwhite Ln, Saint Thomas, MO 65076 Property Records

Cole County property record for 117 Bobwhite Ln, Saint Thomas, MO 65076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,529 sqft · built 1975
Lot Size	2.09 acres (91,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Nov 2017)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-07-26-0001-003-010`

Property Details

APN / Parcel Number

Primary APN	`19-07-26-0001-003-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,529 sqft Living Area
1st Floor Area	1,315 sqft
Basement Area	1,315 sqft
Unfinished Basement	1,315 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	91,258 sqft (2.09 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	117 BOBWHITE LN
City	SAINT THOMAS
State	MO
Zip	65076-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 380 W SE COR NE4 SEC 26 W 484 N 180 E 480 TO RT B S ALONG B 180 TO POB
Legal Range	12W
Legal Township	42N
Legal Section	26
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2044
Census Tract	20200

Owner

Source: Cole County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 BOBWHITE LN, SAINT THOMAS, MO 65076-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage MULTIPLI FEDERAL CREDIT UNION
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICAN CREDIT UNION
Nov 1, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Mar 15, 2023	Warranty Deed, Transfer MID AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	201710766
Deed Book / Page	681 / 996
Last Transfer Date	Jul 6, 2022
Transfer Doc	000748/255
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	117 BOBWHITE LN, SAINT THOMAS, MO 65076-2410
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000774/796
Date	Nov 13, 2025
Book Page	774/796
Instrument	202509791

Lender

Name	MULTIPLI FEDERAL CREDIT UNION
Address	3124 W EDGEWOOD DR, JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	117 BOBWHITE LN, SAINT THOMAS, MO 65076-2410
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000754/74
Date	Oct 24, 2023
Book Page	754/74
Instrument	202308298

Lender

Name	MID AMERICAN CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	117 BOBWHITE LN, SAINT THOMAS, MO 65076-2410
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000681/997
Date	Nov 1, 2017
Book Page	681/997
Instrument	201710767

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Dec 1, 2031

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 15, 2023
Property Address	117 BOBWHITE LN, SAINT THOMAS, MO 65076-2410
Document Number	000748/255
Book / Page	748 / 255
Instrument Date	Jul 6, 2022
Instrument	202301873
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BOBWHITE LN, SAINT THOMAS, MO 65076-2410

Mortgage

Document Number	000748/256
Date	Mar 15, 2023
Book Page	748/256
Instrument	202301874

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Jul 11, 2023

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 21, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	St. Thomas Town
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+23.62%)	$55,940 (+148.51%) Land $2,850 Building $53,090	$294,400 (+148.44%) Land $15,000 Building $279,400
2024	$2,633.00 (+124.09%)
2023		$22,510 Land $2,850 Building $19,660	$118,500 Land $15,000 Building $103,500
2022	$1,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	15 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	1,000 / 500
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Brightspeed DSL	10 / 1

May also be available: AT&T, Mediacom Xtream.

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