Schoharie County and Fulton Town property record for 117 Bergen Ln, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 784 sqft · built 1989 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,400 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 433200 125.-1-25 |
| Primary APN | 433200 125.-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 182,952 sqft (4.2 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 465J178026 |
|---|---|
| Street Address | 117 BERGEN LN |
| City | SUMMIT |
| State | NY |
| Zip | 12175-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | FULTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 740600 |
117 Bergen Ln, a single family home, is owned by two individuals.
Source: Schoharie County and Fulton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 E LANSING RD, GROTON, NY 13073-9749 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 117 Bergen Ln was $2,400, up 0.4% from the year before.
Source: Schoharie County and Fulton Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Fulton Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,400.00 (+0.42%) | ||
| 2025 | $2,390.00 | $40,000 Land $13,500 Building $26,500 | $96,386 Land $32,530 Building $63,856 |
| 2023 | $40,000 (-) Land $13,500 Building $26,500 | $85,034 (+8.42%) Land $28,699 Building $56,335 | |
| 2022 | $40,000 Land $13,500 Building $26,500 | $78,431 Land $26,470 Building $51,961 | |
| 2021 | $992.00 (-57.5%) | ||
| 2020 | $2,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Bergen Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 21 (1980–2011) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Bergen Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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