117 Berding St, Ferndale, CA 95536 Property Records

Humboldt County property record for 117 Berding St, Ferndale, CA 95536 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1932
Lot Size	0.29 acres (12,650 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2017)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`031-043-008-000`

Property Details

APN / Parcel Number

Primary APN	`031-043-008-000`
Alternative APN	`03104308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1932
Construction Type	Wood
Lot Area	12,650 sqft (0.29 acres)
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	03104308
Street Address	117 BERDING ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:FRANCIS DIVISION OF FERNDALE
Legal Subdivision	FRANCIS DIVISION OF FERNDALE
Legal Block	8
Legal Lot Number	8
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2033
Census Tract	11200

Owner

Source: Humboldt County records · APN 031-043-008-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 1256, FERNDALE, CA 95536-1256
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COAST CENTRAL CU
Dec 08, 2017	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2017 · Amount on Record
Deed Sale	Dec 08, 2017 · Amount on Record
Prior Sale	Nov 09, 2011
Deed Document Number	2017-022012
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	117 BERDING ST, FERNDALE, CA 95536
Transaction Type	Mortgage
Record Updated	Nov 03, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1256, FERNDALE, CA 95536-1256

Mortgage

Document Number	0000022724
Date	Oct 12, 2021
Instrument	2021-022724

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 08, 2017
Property Address	117 BERDING ST, FERNDALE, CA 95536
Document Number	0000022012
Instrument Date	Nov 20, 2017
Instrument	2017-022012
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1256, FERNDALE, CA 95536-1256

Mortgage

Document Number	0000022013
Date	Dec 08, 2017
Instrument	2017-022013

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,362.00 (+6.6%)	$426,681 (+4.04%) Land $159,294 Building $267,387
2023	$5,030.00 (+1.29%)	$410,114 Land $153,109 Building $257,005
2022	$4,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1996–2015)
Most Recent Claim	Feb 2015, river or lake flooding

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
101Netlink	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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