117 Bennett St, Spindale, NC 28160 Property Records

Rutherford County property record for 117 Bennett St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 770 sqft · built 1922
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$19,000 (May 2021)
Tax Bill	$416 (2022)
Deeds & Mortgages	May 2021 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1204949`

Property Details

APN / Parcel Number

Primary APN	`1204949`
Alternative APN	`19010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	770 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	10,019 sqft (0.23 acres)
Porch	Enclosed Porch
Porch Area	207 sqft

Location & Zoning

Account Number	19010
Street Address	117 BENNETT ST
City	SPINDALE
State	NC
Zip	28160-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GB HOWARD PROP LO4 PL3-79
Legal Subdivision	GB HOWARD PROP
Legal Block	1
Legal Lot Number	4
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1008
Census Tract	960600

Owner

117 Bennett St is owned and occupied by an individual who bought it in May 2021.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	117 BENNETT ST, SPINDALE, NC 28160-2443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer
Oct 24, 2017	Deed with Mortgage, Transfer W GERALD LANE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Deed Document Number	0020463763
Deed Book / Page	2046 / 3763
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 24, 2021
Property Address	117 BENNETT ST, SPINDALE, NC 28160-2443
Document Number	0020463763
Book / Page	2046 / 3763
Map Reference	MB 3 PG 79
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$38.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	477 ROPER LOOP RD, 477, RUTHERFORDTON, NC 28139-7612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BENNETT ST, SPINDALE, NC 28160-2443

October 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 24, 2017
Property Address	117 BENNETT ST, SPINDALE, NC 28160-2443
Document Number	0011610239
Book / Page	001161 / 000239
Instrument Date	Oct 24, 2017
Instrument	3822
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BENNETT ST SPINDALE NC 281602443, SPINDALE, NC 28160-2443

Mortgage

Document Number	11610239
Date	Oct 24, 2017
Book Page	001161/000239
Instrument	3822

Lender

Name	W GERALD LANE
Address	477 ROPER LOOP RD, RUTHERFORDTON, NC 28139-7612
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	10%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$51,300 Land $9,500 Building $41,800	$51,300 Land $9,500 Building $41,800
2022	$416.00
2021	$416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Bennett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Bennett St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bennett St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures