Westmoreland County property record for 117 Bancroft Ave, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,739 sqft · built 1975 |
| Lot Size | 0.179 acres (7,826 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Aug 2024) |
| Tax Bill | $646 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A2-2-67-8 |
| Primary APN | 3A2-2-67-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,826 sqft (0.179 acres) |
| Porch | Slab |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 23057 |
|---|---|
| Street Address | 117 BANCROFT AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | LOT 8 BK 67 DB 982 PG 183 R/S |
| Legal Subdivision | TOWN OF COL BCH |
| Legal Block | 67 |
| Legal Lot Number | 8 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 10402 |
Source: Westmoreland County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 BANCROFT AVE, COLONIAL BEACH, VA 22443-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST FEDERAL CREDIT UNION |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on Record |
| Deed Sale | Aug 2, 2024 · Amount on Record |
| Prior Sale | Dec 10, 2021 · Amount on Record |
| Deed Book / Page | 982 / 183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 117 BANCROFT AVE, COLONIAL BEACH, VA 22443-2403 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009410005 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 09410005 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 29, 2017 |
| Property Address | 117 BANCROFT AVE, COLONIAL BEACH, VA 22443-2403 |
| Document Number | 0008961592 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 8961592 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 BANCROFT AVE, COLONIAL BEACH, VA 22443-2403 |
| Document Number | 0008961594 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 8961594 |
| Name | PNC BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $646.00 (+5.04%) | $153,900 (-) Land $47,500 Building $106,400 | $153,900 (-) Land $47,500 Building $106,400 |
| 2023 | $153,900 Land $47,500 Building $106,400 | $153,900 Land $47,500 Building $106,400 | |
| 2022 | $615.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Nearby Flood Policies | 103 units insured incl. 8 condo units |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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