117 Arden Rd, Waterbury, CT 06708 Property Records

Waterbury City property record for 117 Arden Rd, Waterbury, CT 06708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2025)
Tax Bill	$5,151 (2026)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28906170067`

Property Details

APN / Parcel Number

Primary APN	`28906170067`
Alternative APNs	`WATE M:0289 B:0617 L:0067` `WBRY M:0289 B:0617 L:0067`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Basement Area	888 sqft
Unfinished Basement	488 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	28906170067
Street Address	117 ARDEN RD
City	WATERBURY
State	CT
Zip	06708-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	617
Legal Lot Number	67
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3006
Census Tract	351800

Owner

117 Arden Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 ARDEN RD, WATERBURY, CT 06708-2451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Line of Credit FAIRWAY INDEPENDENT M
Jul 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
May 3, 2018	Warranty Deed, Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jul 5, 2023 · Amount on File
Deed Document Number	202517316
Deed Book / Page	9136 / 153
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 29, 2025
Property Address	117 ARDEN RD, WATERBURY, CT 06708-2451
Document Number	009136-153
Book / Page	9136 / 153
Instrument Date	Sep 26, 2025
Instrument	202517316
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 ARDEN RD, WATERBURY, CT 06708-2451

Mortgage

Document Number	0202517317
Date	Sep 29, 2025
Instrument	2025-17317

Lender

Name	FAIRWAY INDEPENDENT M

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Jul 5, 2023
Property Address	117 ARDEN RD, WATERBURY, CT 06708-2451
Document Number	008727-257
Book / Page	8727 / 257
Instrument Date	Jun 29, 2023
Instrument	202314427
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HIGHLAND AVE, WATERBURY, CT 06708-3433

Mortgage

Document Number	0202314428
Date	Jul 5, 2023
Instrument	2023-14428

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	May 3, 2018
Property Address	117 ARDEN RD, WATERBURY, CT 06708-2451
Document Number	7774-336
Book / Page	7774 / 336
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	77740338
Date	May 3, 2018
Instrument	07774/0338

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 117 Arden Rd was $5,151.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,151.00	$118,860 (-) Land $27,090 Building $91,770	$306,496 (+268.38%)
2025		$118,860 Land $27,090 Building $91,770	$83,202 Land $18,963 Building $64,239
2024	$5,346.00 (-17%)
2023	$6,441.00	$118,860 Land $27,090 Building $91,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 117 Arden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Arden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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