117 Amberway Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 117 Amberway Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (May 2018)
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Apr 2026 Transfer May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T001800194`

Property Details

APN / Parcel Number

Primary APN	`T001800194`
Alternative APN	`4-0022-8204-00-0183.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	3,921 sqft
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Finished Basement	300 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001800194
Street Address	117 AMBERWAY CT
City	O FALLON
State	MO
Zip	63366-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET RIDGE EST PH4 LOT 183
Legal Subdivision	SUNSET RIDGE EST PH4
Legal Lot Number	183
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3007
Census Tract	311907

Owner

117 Amberway Ct is owned and occupied by two individuals who bought it in May 2018.

Source: St. Charles County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 AMBERWAY CT, O FALLON, MO 63366-6319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
May 30, 2018	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	May 23, 2011 · Amount on File
Deed Document Number	2018297970
Deed Book / Page	6926 / 191
Prior Transfer Date	Feb 29, 2000
Prior Transfer Doc	0000013410
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 1, 2026
Property Address	117 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0000014839
Instrument Date	Mar 18, 2026
Instrument	202614839
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	117 AMBERWAY CT, O FALLON, MO 63366-6319
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 AMBERWAY CT, O FALLON, MO 63366-6319

Mortgage

Document Number	0000019311
Date	May 22, 2023
Instrument	2023R-019311

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	117 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0000002317
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 AMBERWAY CT O FALLON MO 633666319, O FALLON, MO 63366-6319

Mortgage

Document Number	0000002317
Date	Jan 8, 2021
Instrument	2317

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	117 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0071492170
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 AMBERWAY CT O FALLON MO 633666319, O FALLON, MO 63366-6319

Mortgage

Document Number	0071492170
Date	Sep 26, 2019
Book Page	007149/002170
Instrument	529260

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 30, 2018
Property Address	117 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0069260191
Book / Page	006926 / 000191
Instrument Date	May 29, 2018
Instrument	297970
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 AMBERWAY CT O FALLON MO 633666319, O FALLON, MO 63366-6319

Mortgage

Document Number	69260193
Date	May 30, 2018
Book Page	006926/000193
Instrument	297980

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 117 Amberway Ct was $4,477, up 5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,544 (-)	$344,967 (-) Land $65,000 Building $279,967
2025	$4,477.00 (+4.97%)	$65,544	$344,967 Land $65,000 Building $279,967
2024	$4,265.00
2023		$60,658
2022			$319,254 Land $55,000 Building $264,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Amberway Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Amberway Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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