Essex County and Saugus Town property record for 117 Adams Ave, Saugus, MA 01906
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,140 sqft · built 1900 |
| Lot Size | 0.234 acres (10,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (May 2015) |
| Tax Bill | $7,197 (2026) |
| Deeds & Mortgages | Oct 2024 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-E B:0001 L:0009 |
| Primary APN | SAUG M:007-E B:0001 L:0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 4,264 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,180 sqft (0.234 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5438017 |
|---|---|
| Street Address | 117 ADAMS AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3508 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NA |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 24, 2018 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on Record |
| Deed Sale | May 5, 2015 · Amount on Record |
| Prior Sale | Dec 8, 1997 · Amount on Record |
| Deed Book / Page | 34030 / 612 |
| Transfer Doc | 034030-612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 117 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042355-248 |
|---|---|
| Date | Oct 2, 2024 |
| Book Page | 42355/248 |
| Instrument | 20241002001010 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 117 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37238-352 |
|---|---|
| Date | Dec 24, 2018 |
| Book Page | 37238/352 |
| Instrument | 20181224000350 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,197.00 (+2.8%) | $690,700 (+5.37%) Land $347,200 Building $343,500 | $798,768 |
| 2025 | $7,001.00 (+4.07%) | $655,500 (+3.78%) Land $315,600 Building $339,900 | |
| 2024 | $6,727.00 (+2.5%) | $631,600 (+8.35%) Land $297,600 Building $334,000 | |
| 2023 | $6,563.00 | $582,900 Land $261,500 Building $321,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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