117 7th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 117 7th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$108,045 (Aug 2007)
Tax Bill	$4,342 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.565.0940`

Property Details

APN / Parcel Number

Primary APN	`58.565.0940`

Exterior

Lot Area	7,000 sqft (0.16 acres)

Location & Zoning

Street Address	117 7TH AVE S
City	MOORHEAD
State	MN
Zip	56560-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME OAKGROVE ADD SUBDIVISIONCD 58565 LOTS 3 & 4 11
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	OAKGROVE ADD
Legal Block	11
Legal Lot Number	3
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	4
Census Block	4001
Census Tract	20500

Owner

117 7th Ave S is owned and occupied by two individuals who bought it in August 2007.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 7TH AVE S, MOORHEAD, MN 56560-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2007 · Amount on File
Deed Sale	Aug 30, 2007 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	2007646601
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	117 7TH AVE S, MOORHEAD, MN 56560-3327
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837135
Date	Apr 18, 2023
Instrument	837135

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	117 7TH AVE S, MOORHEAD, MN 56560-3327
Document Number	0000806397
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 7TH AVE S MOORHEAD MN 565603327, MOORHEAD, MN 56560-3327

Mortgage

Document Number	0000806397
Date	Sep 29, 2020
Instrument	806397

Lender

Name	FIRST CMNTY CU
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 117 7th Ave S was $4,342 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,342.00 Homeowner's exemption	$142,300 (+3.49%) Land $38,000 Building $104,300	$142,300 (+3.49%) Land $38,000 Building $104,300
2025		$137,500 Land $37,500 Building $100,000	$137,500 Land $37,500 Building $100,000
2023	$1,754.00 Homeowner's exemption	$131,900 Land $35,000 Building $96,900	$131,900 Land $35,000 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 7th Ave S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	102 (1978–2015)
Claims Outside the SFHA	31 of 102
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 20 claims Flooding, Apr 2006 · 16 claims Severe Flooding, High Winds,severe Storms, May 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 7th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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