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117 3rd Ave SE, Ronan, MT 59864 Property Records

Lake County property record for 117 3rd Ave SE, Ronan, MT 59864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,754 sqft · built 1954
Lot Size0.262 acres (11,413 sqft)
OwnerIndividual Name on Record
Tax Bill$1,621 (2026)
Deeds & MortgagesAug 2026 Construction Loan
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR1511280

Property Details

APN / Parcel Number

Primary APNR1511280
Alternative APNs
  • 15-2987-01-2-26-07-0000
  • 0000009773

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,754 sqft Living Area
1st Floor Area1,754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area11,413 sqft (0.262 acres)
Garage Area352 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000009773
Street Address117 3RD AVE SE
CityRONAN
StateMT
Zip59864-2818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionSMEAD ADD (RONAN), S01, T20 N, R20 W, BLOCK 007, LOT A, ACRES 11420.14, AMND PLAT OF LTS 11-16 BLOCK 7
Legal Range20W
Legal Township20N
Legal Section01
Legal SubdivisionSMEAD ADD (RONAN)
Legal Block7
Legal Lot Number11-16
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group2
Census Block2039
Census Tract940500

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 3RD AVE SE, RONAN, MT 59864-2818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Construction Mortgage
KIAVI FUNDING INC
Jul 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
CLEARWATER FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024
Deed SaleOct 4, 2024
Prior SaleJun 21, 2021
Deed Document Number2024613088
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Recording DateAug 19, 2026
Property Address117 3RD AVE SE, RONAN, MT 59864-2818
Document Number0000640734
Instrument DateAug 18, 2026
Instrument2026640734
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address36256 3RD ST N, PABLO, MT 59855-7714

Mortgage

Document Number0000640734,
DateAug 19, 2026
Instrument2026640734
Lender
NameKIAVI FUNDING INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 1, 2027
Interest
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address117 3RD AVE SE, RONAN, MT 59864-2818
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000599539
DateJul 20, 2022
Instrument599539
Lender
NameCLEARWATER FCU
TypeCredit Union
AddressMISSOULA, MT 59801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
MunicipalityRonan City
Elementary School DistrictRonan Elementary School District (PK - 08)
Secondary School DistrictRonan High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,621.00 (-12.66%)$325,600 (-)
2025$1,856.00 (-7.66%)$325,600 (+46.67%)$325,600 (+46.67%) Land $52,198 Building $273,402
2023$2,010.00$222,000$222,000 Land $39,749 Building $182,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RONAN
serves 2,483 people · EPA ID MT0000318
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Dec 2011
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Western Montana CommunityTel
Fiber		100 / 100

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