117 14th Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 117 14th Ave SE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,320 sqft · built 1962
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesDec 2020 Mortgage
Dec 2018 Refinance
Flood ZoneZone X (minimal risk)
APN1003252011

Property Details

APN / Parcel Number

Primary APN1003252011

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Basement Area1,320 sqft

Exterior

Year BuiltBuilt 1962
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Lot Area12,197 sqft (0.28 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address117 14TH AVE SE
CityINDEPENDENCE
StateIA
Zip50644-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNYSIDE LOT 32
Legal SubdivisionSUNNYSIDE
Legal Lot Number32
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group3
Census Block3017
Census Tract950500

Owner

Source: Buchanan County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address117 14TH AVE SE, INDEPENDENCE, IA 50644-3127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK IOWA
Dec 17, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
BANK IOWA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address117 14TH AVE SE, INDEPENDENCE, IA 50644-3127
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R04841
DateDec 23, 2020
Instrument2020R04841
Lender
NameBANK IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address117 14TH AVE SE, INDEPENDENCE, IA 50644-3127
Transaction TypeMortgage
Record UpdatedJan 9, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R03583
DateDec 17, 2018
Instrument2018R03583
Lender
NameBANK IOWA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of May 1, 2023

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023Homeowner's exemption$184,730 Land $27,300 Building $157,430$184,730 Land $27,300 Building $157,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1990–2013)
Most Recent ClaimJun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber · Cable in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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