Osceola County property record for 117 13th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Bathrooms | 8 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,500 sqft Heated Area |
| Lot Size | 76,230 sqft (1.75 acres) |
| Last Sale | $2,000,000 (2019) |
| Tax Bill | $20,915.00 (2025) |
| Primary APN | 78462 |
|---|---|
| Alternative APN |
|
| Full Baths | 8 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,500 sqft Heated Area |
| Gross Area | 3,528 sqft Gross Area |
| 1st Floor | 6,865 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block Exterior |
| Fire Resistance Class | Buildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible. |
| Foundation Type | Footing Foundation |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Roll Composition (rolled Mineral Roof) Roof |
| Lot Area | 76,230 sqft (1.75 acres) |
| Depth X Width | 150 ft x 83 ft Depth x Width |
| Fence | Fence |
|---|---|
| Total Buildings | 5 Total Buildings |
| Patio Area | 3,925 sqft Patio |
| Porch | Open Porch |
| Porch Area | 600 sqft Porch |
| Canopy Area | 728 sqft Canopy |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 78462 |
|---|---|
| Street Address | 117 13TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4682 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ST CLOUD PB B PG 34 BLK 234 LOTS 3-22 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD HWY CENTRAL |
| Legal Tract | 1 |
| Legal Block | 234 |
| Legal Lot Number | 3 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4046 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78462
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 138 PROFESSIONAL WAY, WELLINGTON, FL 33414-6391 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Jan 03, 2019 | Trustee's Deed, Transfer · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2019 · Amount on Record |
| Deed Sale | Jan 03, 2019 · Amount on Record |
| Prior Sale | Jan 09, 2015 · Amount on Record |
| Deed Doc Number | 2019001125 |
| Deed Book / Page | 5458 / 1461 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 117 13TH ST, SAINT CLOUD, FL 34769-4682 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0061311414 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 6131/1414 |
| Instrument | 2022009359 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2019 |
| Property Address | 117 13TH ST, SAINT CLOUD, FL 34769-4682 |
| Document Number | 0054581461 |
| Book / Page | 005458 / 001461 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 1125 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 138 PROFESSIONAL WAY WELLINGTON FL 334146391, WELLINGTON, FL 33414-6391 |
| Document Number | 54581464 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 005458/001464 |
| Instrument | 1126 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 N TRYON ST, CHARLOTTE, NC 28246-0100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,915.00 (+21.73%) | $1,304,000 (+26.01%) Land $840,900 Building $463,100 | $1,304,000 (+26.01%) Land $840,900 Building $463,100 |
| 2023 | $17,182.00 (+12.38%) | $1,034,800 (+17.78%) Land $638,500 Building $396,300 | $1,034,800 (+17.78%) Land $638,500 Building $396,300 |
| 2022 | $15,289.00 | $878,600 Land $532,100 Building $346,500 | $878,600 Land $532,100 Building $346,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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