Kenton County property record for 11697 Mapletree Pl, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,118 sqft · built 1973 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jul 2024) |
| Tax Bill | $3,314 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-10-00-061.00 |
| Primary APN | 048-10-00-061.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,118 sqft Finished Area |
| Gross Area | 1,885 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 11697 MAPLETREE PL |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEVIEW ACRES SEC 8 LOT 27 0.48 ACS ES MAPLE TREE PL |
| Legal Subdivision | RIDGEVIEW ACRES |
| Legal Phase | 8 |
| Legal Lot Number | 27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 63609 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2824 HARRIS PIKE, INDEPENDENCE, KY 41051-7773 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 15, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Deed Document Number | 202493 |
| Deed Book / Page | 295 / 921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 1, 2026 |
| Property Address | 11697 MAPLETREE PL, INDEPENDENCE, KY 41051-8687 |
| Document Number | 0000008801 |
| Book / Page | 422 / 523 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20268801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11697 MAPLETREE PL, INDEPENDENCE, KY 41051-8687 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008801, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 422/523 |
| Instrument | 20268801 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 11697 MAPLETREE PL, INDEPENDENCE, KY 41051-8687 |
| Document Number | 0000000132 |
| Book / Page | 0I3939 / 000175 |
| Instrument Date | Apr 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11697 MAPLETREE PL INDEPENDENCE KY 410518687, INDEPENDENCE, KY 41051-8687 |
| Document Number | 0000000132 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 0I3939/000175 |
| Instrument | 132 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,000 (-) Land $35,000 Building $250,000 | $285,000 (-) Land $35,000 Building $250,000 | |
| 2025 | $3,314.00 (+196.16%) | $285,000 (+110.95%) Land $35,000 Building $250,000 | $285,000 (+110.95%) Land $35,000 Building $250,000 |
| 2023 | $1,119.00 Homeowner's exemption | $135,100 Land $25,000 Building $110,100 | $135,100 Land $25,000 Building $110,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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