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11692 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Wayne Town property record for 11692 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,168 sqft · built 1920
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$995,000 (Dec 2024)
Tax Bill$8,432 (2026)
Deeds & MortgagesJun 2025 Refinance
Dec 2024 Sale & Mortgage
APNKL011

Property Details

APN / Parcel Number

Primary APNKL011
Alternative APNs
  • 467600 091.07-01-005.000
  • 76000910070001005000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,168 sqft Living Area
1st Floor Area917 sqft
Upper Floors Area251 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions210 ft deep x 110 ft wide
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area443 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberKL011
Street Address11692 E LAKE RD
CityHAMMONDSPORT
StateNY
Zip14840-7004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLFR-2
Legal Description108 FT LF
Legal Block1
Legal Lot Number5.000
JurisdictionSTEUBEN NY
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2056
Census Tract961500

Owner

11692 E Lake Rd is owned by two individuals who bought it in December 2024.

Source: Steuben County and Wayne Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address40 HOLLYVALE DR, ROCHESTER, NY 14618-2808
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
PREMIUM MORTGAGE CO
Dec 20, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2024 · Amount on File
Deed SaleDec 20, 2024 · Amount on File
Prior SaleSep 24, 1998 · Amount on File
Deed Book / Page3134 / 122
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address11692 E LAKE RD, HAMMONDSPORT, NY 14840-7004
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005185/261
DateJun 30, 2025
Book Page5185/261
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2040

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEUBEN NY
Recording DateDec 20, 2024
Property Address11692 E LAKE RD, HAMMONDSPORT, NY 14840-7004
Document Number003134/122
Book / Page3134 / 122
Instrument DateDec 16, 2024
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 HOLLYVALE DR, ROCHESTER, NY 14618-2808

Mortgage

Document Number0005134237
DateDec 20, 2024
Instrument5134/237
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 11692 E Lake Rd was $8,432, up 3.1% from the year before.

Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
County SubdivisionWayne Town
Unified School DistrictHammondsport Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,432.00 (+3.12%)
2025$8,177.00$491,000 Land $292,000 Building $199,000$672,603 Land $400,000 Building $272,603
2023$491,000 (-) Land $292,000 Building $199,000$533,696 (+8.7%) Land $317,392 Building $216,304
2022$491,000 Land $292,000 Building $199,000$491,000 Land $292,000 Building $199,000
2021$4,065.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 11692 E Lake Rd; 30 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11692 E Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Empire Long Distance.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lake Rd

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