1169 McDonald Cir, Commerce, GA 30529 Property Records

Banks County property record for 1169 McDonald Cir, Commerce, GA 30529

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on File
Last Sale	$39,500 (Jul 2023)
Tax Bill	$315 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B53 006H`

Property Details

APN / Parcel Number

Primary APN	`B53 006H`
Alternative APN	`10585`

Exterior

Lot Area	131,551 sqft (3.02 acres)

Location & Zoning

Account Number	10585
Street Address	1169 MCDONALD CIR
City	COMMERCE
State	GA
Zip	30529-6262
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	ARR
Legal Description	PB 35-406
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3067
Census Tract	970200

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	172 LUNSFORD ST, MOUNT AIRY, GA 30563-3350
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Jul 31, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage AGGEORGIA FARM CREDIT
Apr 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Apr 24, 2023
Deed Document Number	2023573
Deed Book / Page	547 / 507
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	000543/496
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	1169 MCDONALD CIR, COMMERCE, GA 30529-6262
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MCDONALD CIR

Mortgage

Document Number	0000000579/0000000282
Date	Jun 3, 2025
Book Page	0000000579/0000000282

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 31, 2023
Property Address	1169 MCDONALD CIR, COMMERCE, GA 30529-6262
Document Number	000547/507
Book / Page	547 / 507
Instrument Date	Jul 21, 2023
Instrument	2023000573
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MCDONALD CIR, GA

Mortgage

Document Number	0000547508
Date	Jul 31, 2023
Instrument	547/508

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	114 Months
Due	Jan 1, 2033

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 21, 2023
Property Address	1169 MCDONALD CIR, COMMERCE, GA 30529-6262
Document Number	000543/496
Book / Page	543 / 496
Instrument Date	Apr 21, 2023
Instrument	2023-000309
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 MCDONALD CIR, COMMERCE, GA 30529-6262

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$315.00 (+6.42%)	$16,528 (+1%) Land $16,528	$41,320 (+1%) Land $41,320
2024	$296.00 (-24.68%)	$15,026 (-22.21%) Land $15,026	$37,564 (-22.21%) Land $37,564
2023	$393.00 (+18.37%)	$19,316 (+22.07%) Land $19,316	$48,290 (+22.07%) Land $48,290
2022	$332.00	$15,824 Land $15,824	$39,559 Land $39,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Cable in parts of the area	200 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on McDonald Cir

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