Madera County property record for 11688 Charlton Rd, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1992 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (Jul 2015) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 049-521-017-000 |
| Primary APN | 049-521-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 58,370 sqft |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11688 CHARLTON RD |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRS |
| Legal Description | MADERA RANCHOS 6 LOT 193 |
| Legal Subdivision | MADERA RANCHOS 6 |
| Legal Lot Number | 193 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 1100 |
11688 Charlton Rd is owned and occupied by two individuals who bought it in July 2015.
Source: Madera County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Aug 1, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2015 · Amount on File |
| Deed Sale | Jul 6, 2015 · Amount on File |
| Prior Sale | Oct 26, 2009 · Amount on File |
| Deed Document Number | 201515456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Document Number | 0000016084 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023016084 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Document Number | 0000037734 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021037734 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Document Number | 0000017752 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022017752 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85281 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Document Number | 0000001304 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11688 CHARLTON RD MADERA CA 936368638, MADERA, CA 93636-8638 |
| Document Number | 0000001304 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 1304 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 20, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 11688 CHARLTON RD, MADERA, CA 93636-8638 |
| Document Number | 0000020205 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 11688 CHARLTON RD MADERA CA 936368638, MADERA, CA 93636-8638 |
| Document Number | 0000020205 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 20205 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 9, 2057 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11688 Charlton Rd was $3,327.
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $298,842 (+2%) Land $72,444 Building $226,398 | |
| 2025 | $3,327.00 | $292,983 Land $71,024 Building $221,959 |
| 2023 | $3,146.00 (+0.67%) | $281,608 Land $68,267 Building $213,341 |
| 2022 | $3,125.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11688 Charlton Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11688 Charlton Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADERA CO MD10A-MADERA RANCHOS serves 3,072 people · EPA ID CA2010008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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