11686 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 11686 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,222 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,898 (2026)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-017-0800`

Property Details

APN / Parcel Number

Primary APN	`17-017-0800`

Interior

Building Area	1,222 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	126 sqft

Location & Zoning

Street Address	11686 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 80 FT OF E 160 FT OF THE UNPLATTED PART OF GOV LOT 3 17 42 26 .50
Legal Range	26
Legal Township	42
Legal Section	17
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2019
Census Tract	970300

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 356, ONAMIA, MN 56359-0356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 23, 2026
Transfer Doc	0000449839
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	11686 TWILIGHT RD, ONAMIA, MN 56359-7912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A412217
Date	Jul 15, 2019
Instrument	A412217

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,898.00 (+10.22%)
2025		$517,200 (+8.18%) Land $214,100 Building $303,100	$517,200 (+8.18%) Land $214,100 Building $303,100
2023	$4,444.00	$478,100 Land $211,300 Building $266,800	$478,100 Land $211,300 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midcontinent Communications Cable	250 / 20