11686 Madison County Cir, Granger, IN 46530 Property Records

St. Joseph County property record for 11686 Madison County Cir, Granger, IN 46530

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,306 sqft · built 1995
Lot Size0.429 acres (18,709 sqft)
OwnerIndividual Name on Record
Tax Bill$2,894 (2024)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN71-05-08-326-021.000-011

Property Details

APN / Parcel Number

Primary APN71-05-08-326-021.000-011
Alternative APN
  • 0061014019588

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,306 sqft Living Area
Gross Area1,956 sqft
Basement Area992 sqft
Finished Basement650 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area18,709 sqft (0.429 acres)
Lot Dimensions155 ft deep x 121 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0061014019588
Street Address11686 MADISON COUNTY CIR
CityGRANGER
StateIN
Zip46530-6756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARRIS CROSSING SECTION ONE LOT 18
Legal SubdivisionHARRIS XING SEC 1
Legal Lot Number18
JurisdictionST JOSEPH IN
Township / Civil DivisionHARRIS
Census Block Group2
Census Block2000
Census Tract11406

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11686 MADISON COUNTY CIR, GRANGER, IN 46530-6756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Apr 20, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2016
Deed SaleJun 20, 2016
Deed Document Number1615709
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address11686 MADISON COUNTY CIR, GRANGER, IN 46530-6756
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2112982
DateApr 20, 2021
Instrument2112982
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address11686 MADISON COUNTY CIR, GRANGER, IN 46530-6756
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2112860
DateApr 20, 2021
Instrument2112860
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionHarris Township
Unified School DistrictPenn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$357,100 (+45.34%) Land $63,900 Building $293,200$357,100 (+45.34%) Land $63,900 Building $293,200
2024$2,894.00 (+44.63%)
2023$2,001.00 (-27.5%)$245,700 (-17.8%) Land $63,900 Building $181,800$245,700 (-17.8%) Land $63,900 Building $181,800
2022$2,760.00$298,900 Land $76,100 Building $222,800$298,900 Land $76,100 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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