11686 Cedar Pass, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 11686 Cedar Pass, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,301 sqft · built 1995
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jan 2021)
Tax Bill	$13,047 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-117-22-43-0055`

Property Details

APN / Parcel Number

Primary APN	`11-117-22-43-0055`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,301 sqft Living Area
Gross Area	4,368 sqft
1st Floor Area	3,301 sqft
Basement Area	1,067 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	202 ft deep x 110 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	722 sqft
Deck Area	266 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11686 CEDAR PASS
City	HOPKINS
State	MN
Zip	55305-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 002 BLOCK 006 B CEDAR PASS E 110X202X110X202
Legal Range	22
Legal Township	117
Legal Section	11
Legal Quarter	43
Legal Subdivision	CEDAR PASS
Legal Block	6
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2020
Census Tract	26404

Owner

11686 Cedar Pass is owned and occupied by two individuals who bought it in January 2021.

Source: Hennepin County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11686 CEDAR PASS, HOPKINS, MN 55305-2970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Sep 30, 2019	Warranty Deed, Transfer LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	202110896854
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 7, 2021
Property Address	11686 CEDAR PASS, MINNETONKA, MN 55305-2970
Document Number	0A10896854
Instrument Date	Nov 23, 2020
Instrument	A10896854
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11686 CEDAR PASS, MINNETONKA, MN 55305-2970

Mortgage

Document Number	0A10896855
Date	Jan 7, 2021
Instrument	A10896855

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 30, 2019
Property Address	11686 CEDAR PASS, MINNETONKA, MN 55305-2970
Document Number	0010711651
Instrument Date	Aug 20, 2019
Instrument	10711651
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11686 CEDAR PASS MINNETONKA MN 553052970, MINNETONKA, MN 55305-2970

Mortgage

Document Number	10711652
Date	Sep 30, 2019
Instrument	10711652

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11686 Cedar Pass was $13,047.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,047.00	$920,900 Land $317,900 Building $603,000	$920,900 Land $317,900 Building $603,000
2023	$11,036.00 Homeowner's exemption
2022		$863,800 Land $317,900 Building $545,900	$863,800 Land $317,900 Building $545,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11686 Cedar Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11686 Cedar Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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