11685 2nd St, Jerome, MO 65529 Property Records

Phelps County property record for 11685 2nd St, Jerome, MO 65529 · Last verified August 2026

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,122 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$17,813 (Jun 2026)
Tax Bill	$9 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04873.00`

Property Details

APN / Parcel Number

Primary APN	`04873.00`
Alternative APN	`71-07-6.0-13-003-019-001.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	122 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	04873.00
Street Address	11685 2ND ST
City	JEROME
State	MO
Zip	65529-9208
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOTS 1 & 2 BLOCK 24 TOWN OF JEROME SEC 13 TWP 37 N RNG 10 W
Legal Range	10W
Legal Township	37N
Legal Section	13
Legal Subdivision	TOWN/JEROME
Legal Block	24
Legal Lot Number	1-2
Jurisdiction	PHELPS MO
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3124
Census Tract	890600

Owner

Source: Phelps County records · APN 04873.00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11685 2ND ST, JEROME, MO 65529-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	May 19, 2016
Deed Document Number	2026
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHELPS MO
Recording Date	Jun 25, 2026
Property Address	11685 2ND ST, JEROME, MO 65529-9208
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FREEDOM LAND TITLE AND ESCROW LL, FREEDOM LAND TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11685 2ND ST, JEROME, MO 65529-9208

Mortgage

Date	Jun 25, 2026

Lender

Name	SIMMONS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Phelps County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Phelps County
Unified School District	Newburg R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190 (-95.35%) Land $190
2025	$9.00	$4,090 (+11.44%) Land $190 Building $3,900	$1,000 (-94.83%) Land $1,000
2024	$9.00 (-95.03%)
2023	$181.00	$3,670 Land $130 Building $3,540	$19,350 Land $700 Building $18,650
2022	$181.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Phelps County (29161C), updated April 19, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291618906003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 4 of 10 on primary residences
Nearby Flood Claims	66 (1985–2024)
Claims Outside the SFHA	5 of 66
Most Recent Claim	Nov 2024, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Nov 2024), 13 claims Severe Storms, Straight-line Winds And Flooding (Aug 2013), 12 claims Severe Storms And Flooding (Mar 2008), 17 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 25% of Missouri
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.