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11684 River Estates Cir, Biloxi, MS 39532 Property Records

Harrison County property record for 11684 River Estates Cir, Biloxi, MS 39532 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage3,541 sqft Adjusted Area
Pool990 sqft
OccupancyOwner Occupied
Last Sale$517,000 (2023)
Tax Bill$3,076.00 (2025)

Property Details

APN / Parcel Number

Primary APN1108J-01-002.028
Alternative APN
  • 099734

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area3,541 sqft Adjusted Area
1st Floor2,104 sqft 1st Floor
2nd Floor421 sqft 2nd Floor
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Exterior MaterialPlywood Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Pool Area990 sqft Pool

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number099734
Street Address11684 RIVER ESTATES CIR
CityBILOXI
StateMS
Zip39532-8604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 RIVER OAKS ESTATES PHASE II
Legal Range10
Legal Township07
Legal Section10
Legal SubdivisionRIVER OAKS ESTATES PH II
Legal Phase2
Legal Lot Number28
JurisdictionHARRISON MS
Minor Civil Division5
Census Blockgroup3
Census Block3026
Census Tract3407

Owner

Source: Harrison County records · APN 1108J-01-002.028

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address11684 RIVER ESTATES CIR, BILOXI, MS 39532-8604
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE
Sep 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Deed Doc Number2023-0003371-D-J2
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateJun 09, 2023
Property Address11684 RIVER ESTATES CIR, BILOXI, MS 39532-8604
Document Number20230003371DJ2
Map ReferencePB 11 PG 30
Instrument DateJun 06, 2023
Instrument2023-0003371-D-J2
Transaction TypeTransfer
Record UpdatedJul 05, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8411 POPLAR TRL, BILOXI, MS 39532-7940

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address11684 RIVER ESTATES CIR, BILOXI, MS 39532-8604
InvestorPossibly a Property Investor

Mortgage

Document Number20230003372TJ2
DateJun 09, 2023
Instrument2023-0003372-T-J2
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2038

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address11684 RIVER ESTATES CIR, BILOXI, MS 39532-8604
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210004116TJ2
DateSep 09, 2021
Instrument2021-0004116-T-J2
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 05, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,076.00 (-26.81%) Homeowner's exemption Disabled Person's exemption$29,295 (+20.29%)$292,949 (+20.29%) Land $32,200 Building $260,749
2024$4,203.00 (+67.05%)
2023$2,516.00 (-0.67%) Homeowner's exemption Disabled Person's exemption$24,354 (-)$243,542 (-) Land $32,200 Building $211,342
2022$2,533.00 Homeowner's exemption Disabled Person's exemption$24,354$243,542 Land $32,200 Building $211,342

Flood & Wildfire

11684 River Estates Cir is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Harrison County (28047C), updated April 8, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation15.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
80th percentile of exposed land nationally · 96th in Mississippi
Wildfire LikelihoodHigh — about 1 in 312 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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