Calvert County property record for 11684 Big Bear Ln, Lusby, MD 20657 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,706 sqft · built 1996 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Nov 1987) |
| Tax Bill | $4,523 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-094254 |
| Primary APN | 01-094254 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,706 sqft Total Area |
| Basement Area | 1,190 sqft |
| Finished Basement | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,589 sqft (0.289 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 094254 |
|---|---|
| Street Address | 11684 BIG BEAR LN |
| City | LUSBY |
| State | MD |
| Zip | 20657-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 29 SEC 2-L CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 29 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-094254
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3044 BLACK ROCK RD, SMITHSBURG, MD 21783-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 1987 · Amount on Record |
| Deed Sale | Nov 02, 1987 · Amount on Record |
| Deed Book / Page | 421 / 142 |
| Last Transfer Date | Jun 04, 2025 |
| Record Updated | Sep 20, 2026 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,800 (+25.12%) Land $85,000 Building $352,800 | $437,800 (+25.12%) Land $85,000 Building $352,800 | |
| 2024 | $4,523.00 (+24.43%) | ||
| 2023 | $3,635.00 Homeowner's exemption | $349,900 Land $85,000 Building $264,900 | $349,900 Land $85,000 Building $264,900 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003, rainfall accumulation, Hurricane Isabel |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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