11683 Marsh Elder Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 11683 Marsh Elder Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,904 sqft · built 2002
Lot Size	0.192 acres (8,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2022)
Tax Bill	$6,858 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108471-1045`

Property Details

APN / Parcel Number

Primary APN	`108471-1045`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	3,741 sqft
1st Floor Area	1,767 sqft
Upper Floors Area	1,137 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,349 sqft (0.192 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished Screened Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11683 MARSH ELDER DR
City	JACKSONVILLE
State	FL
Zip	32226-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54-8 03-1S-27E .19 MARSHWINDS LOT 97
Legal Range	27E
Legal Township	01S
Legal Section	03
Legal Subdivision	MARSHWINDS
Legal Lot Number	97
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2016
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Apr 5, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2022189623
Deed Book / Page	20366 / 1208
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	0169500803
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051

Mortgage

Document Number	0197440839
Date	May 28, 2021
Book Page	19744/839
Instrument	2021136746

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191081553
Date	Feb 19, 2020
Book Page	19108/1553
Instrument	2020038665

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 19, 2022
Property Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051
Document Number	0203661208
Book / Page	20366 / 1208
Map Reference	MB 54 PG 8
Instrument Date	Jul 15, 2022
Instrument	2022189623
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3854 SE CASTLEWOOD DR, 3854, PORT ORCHARD, WA 98366-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051

Mortgage

Document Number	0203661210
Date	Jul 19, 2022
Instrument	20366/1210

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 5, 2019
Property Address	11683 MARSH ELDER DR, JACKSONVILLE, FL 32226-2051
Document Number	0187440326
Book / Page	018744 / 000326
Instrument Date	Mar 28, 2019
Instrument	76646
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11683 MARSH ELDER DR JACKSONVILLE FL 322262051, JACKSONVILLE, FL 32226-2051

Mortgage

Document Number	187440328
Date	Apr 5, 2019
Book Page	018744/000328
Instrument	76647

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Interest

Rate	1%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,499 (+2.7%)	$477,101 (+17.08%) Land $132,134 Building $344,967
2025	$6,858.00 (+1.96%) Homeowner's exemption	$407,497 (-10.75%) Land $80,000 Building $327,497	$407,497 (-10.75%) Land $80,000 Building $327,497
2024	$6,726.00 (-12.14%)
2023	$7,655.00 (+63.12%) Homeowner's exemption	$456,581 (+49.14%) Land $60,000 Building $396,581	$456,581 (+8.23%) Land $60,000 Building $396,581
2022	$4,693.00 Homeowner's exemption	$306,145	$421,853 Land $45,000 Building $376,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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