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11682 Saddle Rd, Monterey, CA 93940 Property Records

Monterey County property record for 11682 Saddle Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,165 sqft · built 2002
Lot Size2.13 acres (93,218 sqft)
Owner2 Company Names on Record
Last Sale$3,000,000 (Nov 2024)
Tax Bill$33,977 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN416-132-044-000

Property Details

APN / Parcel Number

Primary APN416-132-044-000
Alternative APN
  • 416-132-044

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area5,165 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleH-Shape
Construction TypeWood
Lot Area93,218 sqft
Garage Area998 sqft
Parking Spaces4 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Old Parcel Number416-132-044
Street Address11682 SADDLE RD
CityMONTEREY
StateCA
Zip93940-6651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN HILLS ESTATES TRACT NO 980 LOT 63 IN V14 SUR PG64 2.14 AC
Legal SubdivisionHIDDEN HILLS ESTATES
Legal Tract980
Legal Block1
Legal Lot Number63
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1032
Census Tract13200

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address11682 SADDLE RD, MONTEREY, CA 93940-6651
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2024 · Amount on Record
Deed SaleNov 1, 2024 · Amount on Record
Prior SaleJul 1, 2021 · Amount on Record
Deed Document Number202443534
Prior Transfer DateFeb 6, 2006
Prior Transfer Doc0000014045
Record UpdatedOct 29, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJul 1, 2021
Property Address11682 SADDLE RD, MONTEREY, CA 93940-6651
Document Number0000045496
Map ReferenceMB 14 PG 64
Instrument DateJun 23, 2021
Instrument2021045496
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11682 SADDLE RD, MONTEREY, CA 93940-6651

Mortgage

Document Number0000045497
DateJul 1, 2021
Instrument2021045497
Lender
NameCALCULATED RISK ANALYTICS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,060,000 (+2%) Land $1,224,000 Building $1,836,000
2025$33,977.00 (+1.83%)$3,000,000 (-1.96%) Land $1,200,000 Building $1,800,000
2023$33,365.00 (-0.74%)$3,060,000 Land $1,224,000 Building $1,836,000
2022$33,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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