Hamilton County property record for 11681 Stone Mill Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,539 sqft · built 2023 |
| Lot Size | 6.55 acres (285,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Dec 2021) |
| Tax Bill | $6,534 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0150-0145-00 |
| Primary APN | 510-0150-0145-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Gross Area | 2,579 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Lot Area | 285,492 sqft (6.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 11681 STONE MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEMILL RD 6.5535 AC LOT 9 STONE MILL WOODS SUB |
| Legal Subdivision | STONE MILL WOODS SUB |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20504 |
11681 Stone Mill Rd is owned and occupied by two individuals who acquired it in November 2024.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11681 STONE MILL RD, CINCINNATI, OH 45251-4123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Dec 17, 2021 | Warranty Deed, Transfer LAWYERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Prior Sale | Jan 13, 1998 · Amount on File |
| Deed Document Number | 2021151220 |
| Deed Book / Page | 14566 / 1491 |
| Last Transfer Date | Nov 6, 2024 |
| Transfer Doc | 0000003029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11681 STONE MILL RD, CINCINNATI, OH 45251-4123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1494 REID AVE, CINCINNATI, OH 45224-2149 |
| Document Number | 0000027090 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 14900/1203 |
| Instrument | 2023-0027090 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 17, 2021 |
| Property Address | 11681 STONE MILL RD, CINCINNATI, OH 45251-4123 |
| Document Number | 0000151220 |
| Book / Page | 14566 / 1491 |
| Map Reference | MB 271 PG 73&74 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021-0151220 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 STONE SNAIL LN, CINCINNATI, OH 45242-5462 |
The 2025 property tax bill for 11681 Stone Mill Rd was $6,534, up 29.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,534.00 (+29.69%) | $110,720 (+23.07%) Land $31,868 Building $78,852 | $316,340 Land $91,050 Building $225,290 |
| 2024 | $5,038.00 (+409.4%) | $89,968 (+403.82%) Land $31,868 Building $58,100 | |
| 2023 | $989.00 (-23.75%) | $17,857 (-6.78%) Land $17,857 | $316,340 Land $91,050 Building $225,290 |
| 2022 | $1,297.00 | $19,156 Land $19,156 | |
| 2020 | $54,730 Land $54,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11681 Stone Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11681 Stone Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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