11680 Chatt Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 11680 Chatt Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,186 sqft · built 1992
Lot Size	0.77 acres (33,541 sqft)
Owner	Trust Name on File
Tax Bill	$9,485 (2025)
Deeds & Mortgages	May 2022 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-27-476-017`

Property Details

APN / Parcel Number

Primary APN	`04-27-476-017`
Alternative APNs	`427476017` `027D103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,186 sqft Living Area
Basement Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Lot Area	33,541 sqft (0.77 acres)
Garage Area	704 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	11680 CHATT DR
City	ROSCOE
State	IL
Zip	61073-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	WEST LEDGES THIRD ADDN PT SE 1/4 SEC 27-46-2 LOT 103
Legal Range	2
Legal Township	46
Legal Section	27
Legal Subdivision	WEST LEDGES THIRD ADDN
Legal Lot Number	103
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3032
Census Tract	3903

Owner

11680 Chatt Dr is owner-occupied and held in a trust since April 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	11680 CHATT DR, ROSCOE, IL 61073-9200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Warranty Deed, Transfer
May 19, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit ROCKFORD BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 27, 2022
Transfer Doc	0000016075
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 19, 2022
Property Address	11680 CHATT DR, ROSCOE, IL 61073-9200
Document Number	0000016077
Map Reference	BK35 PG 254
Instrument Date	Apr 27, 2022
Instrument	2216077
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11680 CHATT DR, ROSCOE, IL 61073-9200

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 19, 2022
Property Address	11680 CHATT DR, ROSCOE, IL 61073-9200
Document Number	0000016075
Map Reference	BK35 PG 254
Instrument Date	Apr 27, 2022
Instrument	2216075
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11680 CHATT DR, ROSCOE, IL 61073-9200

Mortgage

Document Number	0000016076
Date	May 19, 2022
Instrument	2216076

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.99%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11680 CHATT DR, ROSCOE, IL 61073-9200
Document Number	0001041311
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11680 CHATT DR ROSCOE IL 610739200, ROSCOE, IL 61073-9200

Mortgage

Document Number	0001041311
Date	Dec 27, 2017
Instrument	1041311

Lender

Name	ROCKFORD BK&TR
Type	Bank
Address	ROCKFORD, IL 61110-0248

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11680 Chatt Dr was $9,485 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,485.00	$135,272 Land $21,626 Building $113,646	$405,816 Land $64,878 Building $340,938
2022	Homeowner's exemption	$99,489 Land $16,204 Building $83,285	$298,467 Land $48,612 Building $249,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11680 Chatt Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11680 Chatt Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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