Kane County property record for 1168 Wise St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,201 sqft · built 2005 |
| Lot Size | 0.303 acres (13,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Mar 2010) |
| Tax Bill | $10,503 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-181-002 |
| Primary APN | 11-08-181-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,201 sqft Living Area |
| Basement Area | 1,401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,211 sqft (0.303 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1168 WISE ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKBERRY CREEK SUB UNIT NO 8 LOT 203 |
| Legal Subdivision | BLACKBERRY CREEK SUB |
| Legal Block | 2 |
| Legal Lot Number | 203 |
| Legal Unit | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 854507 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1168 WISE ST, ELBURN, IL 60119-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2010 · Amount on Record |
| Deed Sale | Mar 12, 2010 · Amount on Record |
| Prior Sale | Aug 17, 2005 · Amount on Record |
| Deed Document Number | 201016896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1168 WISE ST, ELBURN, IL 60119-9527 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048273 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022K048273 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1168 WISE ST, ELBURN, IL 60119-9527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000038423 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017K038423 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1168 WISE ST, ELBURN, IL 60119-9527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000037085 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019K037085 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DAVENPORT, IA 52807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1168 WISE ST, ELBURN, IL 60119-9527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000064144 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021K064144 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,503.00 (+12.62%) Homeowner's exemption | $137,031 (+8.89%) Land $18,690 Building $118,341 | $411,258 (+8.89%) Land $56,092 Building $355,165 |
| 2024 | $125,843 (+20.94%) Land $17,164 Building $108,679 | $377,680 (+20.99%) Land $51,513 Building $326,167 | |
| 2022 | $9,326.00 (+5.24%) Homeowner's exemption | $104,053 (+4.48%) Land $14,217 Building $89,836 | $312,159 (+4.48%) Land $42,651 Building $269,508 |
| 2021 | $8,862.00 Homeowner's exemption | $99,591 Land $13,607 Building $85,984 | $298,773 Land $40,821 Building $257,952 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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