1168 Ridge Dr, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 1168 Ridge Dr, Mountainside, NJ 07092

Property Summary

Property Type	Single Family Home
Details	2,518 sqft · built 1960
Lot Size	0.403 acres (17,555 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Dec 2020)
Tax Bill	$12,104 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00005-04-00027`

Property Details

APN / Parcel Number

Primary APN	`10-00005-04-00027`
Alternative APN	`1000005D00027`

Interior

Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	2,518 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	17,555 sqft (0.403 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1000005D00027
Street Address	1168 RIDGE DR
City	MOUNTAINSIDE
State	NJ
Zip	07092-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAINSIDE PARK SEC 5
Legal Block	5.4
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	3
Census Block	3019
Census Tract	38300

Owner

1168 Ridge Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1168 RIDGE DR, MOUNTAINSIDE, NJ 07092-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Apr 15, 1987
Deed Document Number	2020330704
Deed Book / Page	6391 / 408
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 2, 2020
Property Address	1168 RIDGE DR, MOUNTAINSIDE, NJ 07092-2014
Document Number	0063910408
Book / Page	006391 / 000408
Instrument Date	Nov 23, 2020
Instrument	330704
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1168 RIDGE DR MOUNTAINSIDE NJ 070922014, MOUNTAINSIDE, NJ 07092-2014

Mortgage

Document Number	148210026
Date	Dec 2, 2020
Book Page	014821/000026
Instrument	704810

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1168 Ridge Dr was $12,104, up 2.4% from the year before.

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,400 (-) Land $300,600 Building $275,800	$576,400 (-) Land $300,600 Building $275,800
2025	$12,104.00 (+2.44%)	$576,400 Land $300,600 Building $275,800	$576,400 Land $300,600 Building $275,800
2024	$11,816.00
2023		$576,400 Land $300,600 Building $275,800	$576,400 Land $300,600 Building $275,800
2022	$11,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1168 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1168 Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250