1168 Michael Rd, South Elgin, IL 60177 Property Records

Kane County property record for 1168 Michael Rd, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Last Sale$532,000 (Nov 2023)
Tax Bill$12,735 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2025 Second Mortgage
+ 2 more
APN06-36-255-013

Property Details

APN / Parcel Number

Primary APN06-36-255-013

Location & Zoning

Street Address1168 MICHAEL RD
CitySOUTH ELGIN
StateIL
Zip60177-1346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENYON FARMS - LT 68
Legal SubdivisionKENYON FARMS
Legal Lot Number68
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2043
Census Tract851801

Owner

1168 Michael Rd is owned by two individuals who bought it in November 2023.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address116 HICKORY AVE, STREAMWOOD, IL 60107-1454
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Line of Credit
USALLIANCE FCU
May 23, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
USALLIANCE FCU
Nov 1, 2023Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Jun 2, 2022Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Deed Document Number202338344
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1168 MICHAEL RD, SOUTH ELGIN, IL 60177-1346
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038840
DateOct 6, 2025
Instrument2025K038840
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1168 MICHAEL RD, SOUTH ELGIN, IL 60177-1346
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018754
DateMay 23, 2025
Instrument2025K018754
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueJun 1, 2035
Interest
Rate TypeFixed Rate
Rate7.75%
Change FrequencyMonthly

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateNov 1, 2023
Property Address1168 MICHAEL RD, SOUTH ELGIN, IL 60177-1346
Document Number0000038344
Map ReferenceDOC 2022K014867
Instrument DateOct 27, 2023
Instrument2023K038344
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1168 MICHAEL RD, SOUTH ELGIN, IL 60177-1346

Mortgage

Document Number0000038345
DateNov 1, 2023
Instrument2023K038345
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate4.87%

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateJun 2, 2022
Property Address1168 MICHAEL RD, SOUTH ELGIN, IL 60177-1346
Document Number0000028971
Map ReferenceDOC 2022K014867
Instrument DateMay 19, 2022
Instrument2022K028971
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount on Record
Tax$3,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 E GOLF RD STE 1100, 1100, SCHAUMBURG, IL 60173-5864
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1168 Michael Rd was $12,735.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,735.00
2024$164,768 Land $36,995 Building $127,773$494,502 Land $111,029 Building $383,472
2022$202.00$2,355 Land $2,355$7,065 Land $7,065

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

There have been 1 flood claim near 1168 Michael Rd since 1983.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Michael Rd

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