1168 Gateway Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1168 Gateway Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,856 sqft · built 2007
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Oct 2017)
Tax Bill$7,272 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-165-08367965

Property Details

APN / Parcel Number

Primary APN03-165-08367965
Alternative APNs
  • 3-165-08367965
  • 16508367965

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,856 sqft Living Area
Gross Area4,256 sqft
1st Floor Area1,148 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area132 sqft
Deck Area392 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16508367965
Street Address1168 GATEWAY DR
CityANNAPOLIS
StateMD
Zip21409-4629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 15 BK C SC 1 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockC
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract731004

Owner

1168 Gateway Dr is owned and occupied by two individuals who acquired it in August 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Mar 6, 2021Intrafamily Transfer, Transfer
Sep 8, 2017Deed of Trust, Mortgage · Conventional with PMI
PLAZA HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2017 · Amount on File
Deed SaleOct 4, 2017 · Amount on File
Prior SaleApr 13, 2007 · Amount on File
Deed Document Number201731422-030
Last Transfer DateAug 25, 2020
Transfer Doc0362920001
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0358990250
DateJan 8, 2021
Book Page35899/250
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD LINE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629

Mortgage

Document Number0353910460
DateOct 13, 2020
Book Page35391/460
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD LINE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0338970032
DateNov 27, 2019
Book Page33897/032
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMar 6, 2021
Property Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629
Document Number0362920001
Book / Page36292 / 1
Map ReferenceMB 22 PG 20
Instrument DateAug 25, 2020
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1168 GATEWAY DR, ANNAPOLIS, MD 21409-4629
Document Number0314220035
Book / Page031422 / 000035
Instrument DateSep 8, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyCHARTER TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1168 GATEWAY DR ANNAPOLIS MD 214094629, ANNAPOLIS, MD 21409-4629

Mortgage

Document Number0314220035
DateOct 4, 2017
Book Page031422/000035
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1168 Gateway Dr was $7,272 with a homeowner's exemption, up 2.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$729,700 (+6.51%)$774,300 (-) Land $240,000 Building $534,300
2025$7,272.00 (+2.29%) Homeowner's exemption$685,100$774,300 Land $240,000 Building $534,300
2024$7,109.00 (+15.18%)
2023$6,172.00 Homeowner's exemption$607,000$640,500 Land $230,000 Building $410,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1168 Gateway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2021)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1168 Gateway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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