11676 Barnsley, Lowell, MI 49331 Property Records

Kent County property record for 11676 Barnsley, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,131 sqft · built 2009
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-451-013`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-451-013`

Interior

Full Baths	2 Baths
Building Area	2,131 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Lot Area	12,502 sqft (0.287 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11676 BARNSLEY
City	LOWELL
State	MI
Zip	49331-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	412004451013 LOT 147 * WHISPERING HILLS PLAT NO. FIVE SPLIT ON 12/21/2009 FROM 41-20-04-401-050, 41-20-04-401-052;
Legal Subdivision	WHISPERING HILLS PLAT NO. FIVE SPLIT ON
Legal Lot Number	147
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4001
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RIVER VALLEY CU
Feb 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage RIVER VALLEY CU
Jan 7, 2026	Intrafamily Transfer, Transfer · FHA Mortgage MMS MORTGAGE SERVICES LTD
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES INC
Oct 21, 2021	Intrafamily Transfer, Transfer
Oct 13, 2020	Intrafamily Transfer, Transfer
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026
Deed Sale	Jan 7, 2026
Prior Sale	Jan 26, 2010 · Amount on Record
Deed Document Number	20261068
Prior Transfer Date	Dec 29, 2025
Prior Transfer Doc	0000001068
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11676 BARNSLEY, LOWELL, MI 49331-8670

Mortgage

Document Number	0000131727
Date	Dec 8, 2021
Instrument	20211208-0131727

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	ADA, MI 49301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11676 BARNSLEY, LOWELL, MI 49331-8670

Mortgage

Document Number	0000008906
Date	Feb 22, 2024
Instrument	20240222-0008906

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	ADA, MI 49301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jan 7, 2026
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Document Number	0000001068
Map Reference	DOC 20091216-0110731
Instrument Date	Dec 29, 2025
Instrument	20260107-0001068
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11676 BARNSLEY, LOWELL, MI 49331-8670

Mortgage

Document Number	0000001069
Date	Jan 7, 2026
Instrument	20260107-0001069

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081108
Date	Sep 8, 2020
Instrument	20200908-0081108

Lender

Name	MMS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 21, 2021
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Document Number	0000115124
Instrument Date	Oct 14, 2021
Instrument	20211021-0115124
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11676 BARNSLEY, LOWELL, MI 49331-8670

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 13, 2020
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Document Number	0000094838
Instrument Date	Sep 14, 2020
Instrument	202010130094838
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11675 BARNSLEY, LOWELL, MI 49331-8670

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11676 BARNSLEY, LOWELL, MI 49331-8670
Document Number	0000034086
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11676 BARNSLEY LOWELL MI 493318670, LOWELL, MI 49331-8670

Mortgage

Document Number	0000034086
Date	May 3, 2018
Instrument	34086

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2033

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 (+22.26%)	$401,000 (+22.26%)
2025	$3,103.00 (+9.3%)	$164,000 (+6.56%)	$328,000 (+6.56%)
2023	$2,839.00 (+11.64%)	$153,900	$307,800
2021	$2,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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